Chautauqua County and Sheridan Town property record for 3085 Middle Rd, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,196 sqft · built 1984 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,492 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance Jun 2022 Sale |
| APN | 066400 64.00-1-41 |
| Primary APN | 066400 64.00-1-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 697 sqft |
| Upper Floors Area | 267 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Detached |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 351 sqft |
| Shed | 1 Shed |
| Shed Area | 24 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3085 MIDDLE RD |
|---|---|
| City | DUNKIRK |
| State | NY |
| Zip | 14048-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | OLD APN: 066400 2-1-31.8 |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 35300 |
3085 Middle Rd is owned by a company that acquired it in February 2009 and is owner-occupied.
Source: Chautauqua County and Sheridan Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3085 MIDDLE RD, DUNKIRK, NY 14048-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Jun 21, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2009 |
| Transfer Doc | 0000002676/000000076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 3085 MIDDLE RD, DUNKIRK, NY 14048-9744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | MT2023001248 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | MT2023001248 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jun 21, 2022 |
| Property Address | 3085 MIDDLE RD, DUNKIRK, NY 14048-9744 |
| Document Number | DE2022004108 |
| Instrument Date | May 5, 2022 |
| Instrument | DE2022004108 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3085 MIDDLE RD, DUNKIRK, NY 14048-9744 |
The 2026 property tax bill for 3085 Middle Rd was $6,492 with exemptions applied, down 1.8% from the year before.
Source: Chautauqua County and Sheridan Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Sheridan Town |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,492.00 (-1.76%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,608.00 | $124,400 Land $6,800 Building $117,600 | $311,000 Land $17,000 Building $294,000 |
| 2023 | $102,400 (-) Land $6,800 Building $95,600 | $217,872 (+8.5%) Land $14,468 Building $203,404 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $102,400 Land $6,800 Building $95,600 | $200,800 Land $13,334 Building $187,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3085 Middle Rd; there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1979–2015) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3085 Middle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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