3085 Merrill Lake Dr, Sears, MI 49679 Property Records

Mecosta County property record for 3085 Merrill Lake Dr, Sears, MI 49679

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft
Lot Size	1.58 acres (68,912 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Apr 2026)
Tax Bill	$2,082 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04 004 013 400`

Property Details

APN / Parcel Number

Primary APN	`04 004 013 400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Architectural Style	Mobile Home
Lot Area	68,912 sqft (1.58 acres)
Lot Dimensions	345 ft deep x 133 ft wide
Garage Area	576 sqft

Location & Zoning

Street Address	3085 MERRILL LAKE DR
City	SEARS
State	MI
Zip	49679-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 04 T16N R07W COM AT E 1/4 COR SD SEC TH N 1 DEG 42 M E 1267.61 FT TH S 89 DEG 31 M W ALG S R/W LINE MERRILL LAKE RD 360.2
Legal Range	07W
Legal Township	16N
Legal Section	04
Jurisdiction	MECOSTA MI
Township / Civil Division	FORK
Census Block Group	2
Census Block	2004
Census Tract	960100

Owner

3085 Merrill Lake Dr is owned and occupied by an individual who bought it in April 2026.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	108 PARKVIEW VLG, E, BIG RAPIDS, MI 49307-1576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HSNG DEV AUTH
Apr 28, 2026	Warranty Deed, Transfer SEARCHLIGHT TITLE
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Oct 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Oct 17, 2023 · Amount on File
Deed Document Number	20263144
Deed Book / Page	940 / 2456
Prior Transfer Date	May 20, 2015
Prior Transfer Doc	854/2600
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Jun 15, 2026
Property Address	3085 MERRILL LAKE DR, SEARS, MI 49679-9500
Document Number	00941/1932
Book / Page	941 / 1932
Instrument Date	Apr 24, 2026
Instrument	20264262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004262,
Date	Jun 15, 2026
Book Page	941/1932
Instrument	20264262

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 28, 2026
Property Address	3085 MERRILL LAKE DR, SEARS, MI 49679-9500
Document Number	0000003144
Book / Page	940 / 2456
Instrument Date	Apr 24, 2026
Instrument	2026.3144
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	SEARCHLIGHT TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Jun 15, 2026
Property Address	3085 MERRILL LAKE DR, SEARS, MI 49679-9500
Document Number	00941/1913
Book / Page	941 / 1913
Instrument Date	Apr 24, 2026
Instrument	20264261
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004261,
Date	Jun 15, 2026
Book Page	941/1913
Instrument	20264261

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 3, 2022
Property Address	3085 MERRILL LAKE DR, SEARS, MI 49679-9500
Document Number	000921/498
Book / Page	921 / 498
Map Reference	LB 12 PG 841
Instrument Date	Sep 28, 2022
Instrument	202200007682
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3151 MILLER DR, 3151, SEARS, MI 49679-8768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 MILLER DR, SEARS, MI 49679-8783

Tax Assessment & Valuation

The 2025 property tax bill for 3085 Merrill Lake Dr was $2,082 with a homeowner's exemption, down 36.3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Fork Township
Unified School District	Chippewa Hills School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,400 (-1.32%)	$164,800 (-1.32%)
2025	$2,082.00 (-36.35%) Homeowner's exemption	$83,500	$167,000
2024	$3,271.00
2023		$60,200	$120,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3085 Merrill Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3085 Merrill Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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