Pinellas County property record for 3085 Live Oak St, Clearwater, FL 33763
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,691 sqft · built 1910 |
| Lot Size | 0.412 acres (17,938 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jun 2015) |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-779-9959-7 |
| Primary APN | C62-000-779-9959-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 1,829 sqft |
| 1st Floor Area | 1,691 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,938 sqft (0.412 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,000 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 298 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R410167 |
|---|---|
| Street Address | 3085 LIVE OAK ST |
| City | CLEARWATER |
| State | FL |
| Zip | 33763-0908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | FROM NE COR OF SW 1/4 OF SEC 19-28-16 TH S89D32 47W 790FT TH S00D0008E 135.24FT TH S89D4127W 180FT FOR POB TH S89D41 27W 180FT TH S00D0008E 100FT TH N89D4127E 180 FT TH N00D0008W 100FT TO POB |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 19 |
| Legal Subdivision | FROM NE COR OF SW 1/4 OF |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 26904 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3085 LIVE OAK ST, CLEARWATER, FL 33763-0908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2015 · Amount on Record |
| Deed Sale | Jun 4, 2015 · Amount on Record |
| Deed Document Number | 2015158108 |
| Deed Book / Page | 18804 / 644 |
| Prior Transfer Date | Jun 4, 2014 |
| Prior Transfer Doc | 0184240959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3085 LIVE OAK ST, CLEARWATER, FL 33763-0908 |
| Document Number | 0199671541 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3085 LIVE OAK ST CLEARWATER FL 337630908, CLEARWATER, FL 33763-0908 |
| Document Number | 0199671541 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 019967/001541 |
| Instrument | 71918 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 7, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,283.00 (+6.53%) Homeowner's exemption Disabled Person's exemption | $167,289 (+5.99%) | $356,786 (+8.46%) Land $158,692 Building $198,094 |
| 2024 | $2,143.00 (+2.34%) | ||
| 2023 | $2,094.00 (-0.52%) Homeowner's exemption Disabled Person's exemption | $157,839 (+3%) | $328,953 (+19.81%) Land $197,072 Building $131,881 |
| 2022 | $2,105.00 Homeowner's exemption Disabled Person's exemption | $153,242 | $274,573 Land $172,892 Building $101,681 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Frontier, T-Mobile, Verizon.
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