3085 Laredo Dr, Bowling Green, KY 42101 Property Records

Warren County property record for 3085 Laredo Dr, Bowling Green, KY 42101

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,598 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`049A-15-240`

Property Details

APN / Parcel Number

Primary APN	`049A-15-240`
Alternative APN	`399959`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	3085 LAREDO DR
City	BOWLING GREEN
State	KY
Zip	42101-7708
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Subdivision	MCKINNEY FARMS
Legal Lot Number	240
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1008
Census Tract	11701

Owner

Source: Warren County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3085 LAREDO DR, BOWLING GREEN, KY 42101-7708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed, Subdivision Related Transfer · FHA Mortgage FIRSTBANK
May 17, 2022	Deed, Transfer · Line of Credit MONTICELLO BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	May 10, 2023
Property Address	3085 LAREDO DR, BOWLING GREEN, KY 42101-7708
Document Number	0D1280/163
Book / Page	D1280 / 163
Map Reference	MB 45 PG 25&26
Instrument Date	May 9, 2023
Instrument	1999149
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	NOT AVAILABLE, CHESTNUT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 S PARK DR, BOWLING GREEN, KY 42103-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3085 LAREDO DR, BOWLING GREEN, KY 42101-7708

Mortgage

Document Number	0001999150
Date	May 10, 2023
Instrument	1999150

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	May 17, 2022
Property Address	3085 LAREDO DR, BOWLING GREEN, KY 42101-7708
Document Number	0D1257/899
Book / Page	D1257 / 899
Map Reference	MB 45 PG 25-26
Instrument Date	May 16, 2022
Instrument	1952123
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount Recorded
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 S PARK DR, BOWLING GREEN, KY 42103-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 SOUTH PARK DR, BOWLING GREEN, KY 42103-4400

Mortgage

Document Number	0001952124
Date	May 17, 2022
Instrument	1952124

Lender

Name	MONTICELLO BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 16, 2023

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,598.00 (+399.62%)	$289,900 (+575.76%)	$289,900 (+575.76%)
2023	$520.00	$42,900	$42,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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