El Paso County property record for 3085 Lakefront Dr, Monument, CO 80132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 2,798 sqft · built 2017 |
| Lot Size | 0.207 acres (9,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Oct 2023) |
| Tax Bill | $5,920 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2020 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71273-03-005 |
| Primary APN | 71273-03-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 6,155 sqft |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,558 sqft |
| Finished Basement | 1,240 sqft |
| Unfinished Basement | 318 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,014 sqft (0.207 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 734 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 2,015 sqft |
| Deck Area | Deck Area |
| Patio Area | 390 sqft |
| Balcony Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R7127303005 |
|---|---|
| Street Address | 3085 LAKEFRONT DR |
| City | MONUMENT |
| State | CO |
| Zip | 80132-7983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 51 FOREST LAKES FIL NO 3 |
| Legal Subdivision | FOREST LAKES FIL NO 3 |
| Legal Lot Number | 51 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | MONUMENT |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 3712 |
Source: El Paso County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 11, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| May 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage ATHAS CAP |
| Nov 22, 2017 | Loan Modification, Mortgage · Line of Credit VECTRA BK/CO |
| Nov 22, 2017 | Grant Deed, Transfer CAPSTONE TITLE PARTNERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2018 · Amount on Record |
| Deed Document Number | 202386002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Oct 11, 2023 |
| Property Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Document Number | 0000086002 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 223086002 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Document Number | 0000086003 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 223086003 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000072455 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 220072455 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | May 15, 2020 |
| Property Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Document Number | 0000067371 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 67371 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4912 WESTWOOD ST SIMI VALLEY CA 930630227, SIMI VALLEY, CA 93063-0227 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Feb 24, 2020 |
| Property Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Document Number | 0000025312 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 25312 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4912 WESTWOOD ST SIMI VALLEY CA 930630227, SIMI VALLEY, CA 93063-0227 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | May 23, 2018 |
| Property Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Document Number | 0000058517 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 58517 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4912 WESTWOOD ST SIMI VALLEY CA 930630227, SIMI VALLEY, CA 93063-0227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Apr 13, 2018 |
| Property Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Document Number | 0000041937 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 41937 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3085 LAKEFRONT DR MONUMENT CO 801327983, MONUMENT, CO 80132-7983 |
| Document Number | 41938 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 41938 |
| Name | ATHAS CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 12, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Nov 22, 2017 |
| Property Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 142299 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Title Company | CAPSTONE TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0000142299 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 142299 |
| Name | VECTRA BK/CO |
|---|---|
| Type | Bank |
| Address | 2000 S COLORADO BLVD # 2-1200, DENVER, CO 80222-7933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Nov 22, 2017 |
| Property Address | 3085 LAKEFRONT DR, MONUMENT, CO 80132-7983 |
| Document Number | 0000142298 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 142298 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | CAPSTONE TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Tax | $63.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6385 CORPORATE DR COLORADO SPRINGS CO 809195901, COLORADO SPRINGS, CO 80919-5901 |
| Investor | Possibly a Property Investor |
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | Lewis-Palmer School District 38 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,170 (-) | $881,893 (-) | |
| 2025 | $5,920.00 (+6.78%) | $62,170 (+9.38%) Land $15,420 Building $46,750 | $881,893 (+3.96%) Land $218,750 Building $663,143 |
| 2024 | $5,544.00 (+4.03%) | $56,840 (-) Land $12,060 Building $44,780 | |
| 2023 | $5,329.00 (+20.21%) | $56,840 (+47.79%) Land $12,060 Building $44,780 | $848,285 (+53.3%) Land $180,000 Building $668,285 |
| 2022 | $4,433.00 | $38,460 Land $9,270 Building $29,190 | $553,335 Land $133,400 Building $419,935 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 96% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST LAKES MD private · serves 1,049 people · EPA ID CO0121360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| Force Broadband Fixed Wireless · Fiber in parts of the area | 300 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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