3085 James St, Catawba, NC 28609 Property Records

Catawba County property record for 3085 James St, Catawba, NC 28609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,403 sqft · built 2002
Lot Size2.19 acres (95,396 sqft)
Owner2 Company Names on Record
Last Sale$377,000 (Dec 2013)
Tax Bill$2,597 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3772-16-74-6079

Property Details

APN / Parcel Number

Primary APN3772-16-74-6079
Alternative APN
  • 0010524

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,403 sqft Living Area
1st Floor Area6,806 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area95,396 sqft (2.19 acres)
Lot Dimensions241 ft deep x 392 ft wide
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area220 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3085 JAMES ST
CityCATAWBA
StateNC
Zip28609-8142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionLOTS 1-16 BLOCK A PLAT 56-58
Legal SubdivisionBRIDGE MORR ACRES
Legal BlockA
Legal Lot Number1-16
JurisdictionCATAWBA NC
Township / Civil DivisionCATAWBA
Census Block Group4
Census Block4044
Census Tract10101

Owner

Source: Catawba County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1850 VISTA DEL NORTE, FALLBROOK, CA 92028-8358
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2013 · Amount on Record
Deed SaleDec 31, 2013 · Amount on Record
Deed Document Number201325000
Deed Book / Page3224 / 1817
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address3085 JAMES ST, CATAWBA, NC 28609-8142
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036461950
DateApr 6, 2021
Book Page3646/1950
Instrument7845
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$651,700 (-) Land $24,600 Building $627,100
2025$2,597.00 (-21.16%)$651,700 (+65.32%) Land $24,600 Building $627,100
2024$3,294.00
2023$3,294.00$394,200 Land $24,600 Building $369,600$651,700 Land $24,600 Building $627,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims70 (1995–2024)
Claims Outside the SFHA19 of 70
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 15 claims
  • Tropical Storm Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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