3085 Helmsley Ct, Concord, NC 28027 Property Records

Cabarrus County property record for 3085 Helmsley Ct, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,300 sqft · built 2014
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$278,000 (May 2016)
Tax Bill$4,526 (2023)
Deeds & MortgagesOct 2023 Second Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03009F0038.000000

Property Details

APN / Parcel Number

Primary APN03009F0038.000000
Alternative APNs
  • 4672 97 9033
  • 108600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,300 sqft Living Area
Gross Area3,328 sqft
1st Floor Area1,085 sqft
Upper Floors Area1,215 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions140 ft deep x 55 ft wide
Garage TypeMixed
Garage Area441 sqft
DrivewayConcrete Driveway
Driveway Area880 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area217 sqft
Patio Area370 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number108600
Street Address3085 HELMSLEY CT
CityCONCORD
StateNC
Zip28027-3495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 38 CASTLEBROOKE MANOR PH 1 MAP 3
Legal SubdivisionCASTLEBROOKE MANOR
Legal Lot Number38
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1032
Census Tract41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3085 HELMSLEY CT, CONCORD, NC 28027-3495
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ALLEGACY FCU
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 29, 2018Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2016 · Amount on File
Deed SaleMay 17, 2016 · Amount on File
Prior SaleMay 17, 2016 · Amount on File
Deed Document Number201611922-0218
Deed Book / Page11922 / 218
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3085 HELMSLEY CT, CONCORD, NC 28027-3495
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001667687
DateOct 10, 2023
Book Page16676/87
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term179 Months
DueSep 27, 2038

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3085 HELMSLEY CT, CONCORD, NC 28027-3495
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number149821
DateMar 9, 2021
Book Page14982/1
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3085 HELMSLEY CT, CONCORD, NC 28027-3495
Document Number13111291
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedAug 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3085 HELMSLEY CT CONCORD NC 280273495, CONCORD, NC 28027-3495

Mortgage

Document Number13111291
DateJul 30, 2018
Book Page013111/000291
Instrument18621
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114-6043
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,660 (+39.14%) Land $102,000 Building $365,660
2024$467,660 (+39.14%) Land $102,000 Building $365,660
2023$4,526.00$336,100 Land $76,000 Building $260,100$336,100 Land $76,000 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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