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3085 Emerald Ocean Dr, Katy, TX 77493 Property Records

Waller County property record for 3085 Emerald Ocean Dr, Katy, TX 77493

Property Summary

Property TypeSingle Family Home
Details2,094 sqft · built 2024
Lot Size0.189 acres (8,223 sqft)
OwnerCompany Name on Record
Last Sale$331,170 (Aug 2024)
Tax Bill$11,991 (2025)
Deeds & MortgagesJan 2025 Mortgage
Aug 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN800053-003-021-000

Property Details

APN / Parcel Number

Primary APN800053-003-021-000
Alternative APNs
  • R269249
  • 269249

Interior

Stories1 Story
Building Area2,094 sqft Living Area
1st Floor Area2,094 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area8,223 sqft (0.189 acres)
Lot Dimensions127 ft deep x 65 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area187 sqft

Location & Zoning

Street Address3085 EMERALD OCEAN DR
CityKATY
StateTX
Zip77493-5599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS800053 SUNTERRA 53 BLK 3 LOT 21
Legal SubdivisionSUNTERRA 53
Legal Block3
Legal Lot Number21
JurisdictionWALLER TX
Township / Civil DivisionBROOKSHIRE
Census Block Group1
Census Block1001
Census Tract680100

Owner

Source: Waller County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1109 MORRO BAY CT, KATY, TX 77493-5389
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
VISIO FINANCIAL SERVICES INC
Aug 2, 2024Vendor's Lien, Transfer · Stand-Alone First Mortgage
GF LLC
Aug 2, 2024Vendor's Lien, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2024 · Amount on Record
Deed SaleAug 2, 2024 · Amount on Record
Deed Document Number20249545
Record UpdatedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALLER TX
Property Address3085 EMERALD OCEAN DR, KATY, TX 77493-5599
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002500464
DateJan 14, 2025
Instrument2500464
Lender
NameVISIO FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055
Interest
Rate TypeAdjustable Rate
Rate7.55%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2030
Change Frequency6 Months
Min Rate At Change7.55%
Max Rate At Change9.55%
IndexSOFR Average 30-Day
Max Rate12.5%

August 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWALLER TX
Recording DateAug 2, 2024
Property Address3085 EMERALD OCEAN DR, KATY, TX 77493-5599
Document Number0002109545
Map ReferenceDOC 2309708
Instrument DateJul 31, 2024
Instrument2109545
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanyUNKNOWN, DHI TTL OF CTRL TX HOUSTON N

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 MORRO BAY CT, KATY, TX 77493-5389

Mortgage

Document Number0002109546
DateAug 2, 2024
Instrument2109546
Lender
NameGF LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueAug 1, 2027

August 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWALLER TX
Recording DateAug 2, 2024
Property Address3085 EMERALD OCEAN DR, KATY, TX 77493-5599
Document Number0002409545
Map ReferenceDOC 2309708
Instrument DateJul 31, 2024
Instrument2409545
Transaction TypeTransfer
Record UpdatedMay 19, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1109 MORRO BAY CT, KATY, TX 77493-5389

Tax Assessment & Valuation

Source: Waller County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWaller County
Unified School DistrictRoyal Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,991.00 (+2,112.36%)$365,160 Land $65,000 Building $300,160$365,160 Land $65,000 Building $300,160
2024$542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims88 (1992–2026)
Claims Outside the SFHA64 of 88
Most Recent ClaimApr 2026 · other causes
Claims by Event
  • Hurricane Harvey, Aug 2017 · 63 claims
  • Severe Storms And Flooding, Apr 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 60% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

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