3085 E McKinley Rd, Midland, MI 48640 Property Records

Midland County property record for 3085 E McKinley Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,746 sqft · built 1976
Lot Size	11.1 acres (485,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Jul 2023)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-009-200-550-00`

Property Details

APN / Parcel Number

Primary APN	`060-009-200-550-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,746 sqft Living Area
1st Floor Area	1,546 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	485,694 sqft (11.1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3085 E MCKINLEY RD
City	MIDLAND
State	MI
Zip	48640-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 09 T13N R2E COM 650 FT E OF NW SEC COR, TH N 330 FT, N 88D 49M E 395 FT, S 1235.23 FT, N 89D W 275.22 FT, S 88D 34M W
Legal Range	02E
Legal Township	13N
Legal Section	09
Jurisdiction	MIDLAND MI
Township / Civil Division	INGERSOLL
Census Block Group	2
Census Block	2006
Census Tract	291300

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer · Line of Credit MEMBERS FIRST FEDERAL CREDIT UNION
Apr 13, 2026	Quit Claim Deed, Transfer · Line of Credit UNION FEDERAL CREDIT UNION
Jul 19, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Jan 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Apr 10, 2002 · Amount on Record
Deed Book / Page	1666 / 549
Last Transfer Date	Mar 31, 2026
Transfer Doc	2026R03522
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 13, 2026
Property Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520
Document Number	0000003522
Book / Page	2026 / 3522
Instrument Date	Mar 31, 2026
Instrument	20263522
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STATE TITLE SERVICES, MID STATE TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520

Mortgage

Document Number	0000003523,
Date	Apr 13, 2026
Instrument	20263523

Lender

Name	MEMBERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 6, 2051

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 13, 2026
Property Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520
Document Number	2026R03522
Book / Page	2026 / 3522
Instrument Date	Mar 31, 2026
Instrument	20263522
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	STATE TITLE SERVICES, MID STATE TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520

Mortgage

Document Number	0000003523,
Date	Apr 13, 2026
Instrument	20263523

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 6, 2051

Interest

Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 19, 2023
Property Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520
Document Number	001666/549
Book / Page	1666 / 549
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 ALBIN LN, MIDLAND, MI 48640-8597

Mortgage

Document Number	0001666550
Date	Jul 19, 2023
Instrument	1666/550

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jan 16, 2019
Property Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520
Document Number	01621/00534
Book / Page	01621 / 00534
Instrument Date	Dec 12, 2018
Instrument	01621-00534
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 E MCKINLEY RD, MIDLAND, MI 48640-8520

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Ingersoll Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,200 (+3.29%)	$408,400 (+3.29%)
2025	$5,680.00 (+0.46%) Homeowner's exemption	$197,700 (+6.46%)	$395,400 (+6.46%)
2024	$5,654.00 (+32.63%)
2023		$185,700	$371,400
2022	$4,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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