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3085 Clover Rd NW, Concord, NC 28027 Property Records

Cabarrus County property record for 3085 Clover Rd NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,872 sqft · built 2008
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$192,500 (Nov 2016)
Tax Bill$2,521 (2023)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02045L0027.000000

Property Details

APN / Parcel Number

Primary APN02045L0027.000000
Alternative APNs
  • 4599 74 1350
  • 119662

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area2,462 sqft
1st Floor Area816 sqft
Upper Floors Area1,056 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions124 ft deep x 44 ft wide
Garage TypeMixed
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number119662
Street Address3085 CLOVER RD NW
CityCONCORD
StateNC
Zip28027-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLT 27 THE POINTE AT RIVERWALK
Legal SubdivisionRIVERWALK
Legal Lot Number27
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group2
Census Block2007
Census Tract42602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2016 · Amount on Record
Deed SaleNov 10, 2016 · Amount on Record
Prior SaleMar 23, 2009 · Amount on Record
Deed Document Number201612221-0319
Deed Book / Page12221 / 319
Record UpdatedOct 29, 2026

December 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCABARRUS NC
Recording DateDec 1, 2017
Property Address3085 CLOVER RD NW, CONCORD, NC 28027-3810
Document Number12790196
Book / Page012790 / 000196
Instrument DateDec 1, 2017
Instrument31220
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

Mortgage

Document Number12790210
DateDec 1, 2017
Book Page012790/000210
Instrument31221
Lender
NameGERMAN AM CAP
TypeFunding / Finance Company
Address60 WALL ST # 10TH, NEW YORK, NY 10005-2836
Agreement
AmountAmount Recorded
Term60 Months
DueNov 30, 2022

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,010 (+57.29%) Land $70,000 Building $255,010
2024$325,010 (+57.29%) Land $70,000 Building $255,010
2023$2,521.00$206,630 Land $50,000 Building $156,630$206,630 Land $50,000 Building $156,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Windstream.

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