3085 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3085 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,134 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2018)
Tax Bill	$11,604 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-483-007`

Property Details

APN / Parcel Number

Primary APN	`06-18-483-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,134 sqft Living Area
Gross Area	4,257 sqft
Basement Area	1,123 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3085 CHALKSTONE AVE
City	ELGIN
State	IL
Zip	60124-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE - UNIT 1A LOT 256
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	256
Legal Unit	1A
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2025
Census Tract	851911

Owner

3085 Chalkstone Ave is owned and occupied by two individuals who bought it in March 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3085 CHALKSTONE AVE, ELGIN, IL 60124-8939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUESTAR MORTGAGE INC
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage BLUESTAR MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Prior Sale	Jan 16, 2014 · Amount on File
Deed Document Number	201813520
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3085 CHALKSTONE AVE, ELGIN, IL 60124-8939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031796
Date	Jun 17, 2020
Instrument	2020K031796

Lender

Name	BLUESTAR MORTGAGE INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2018
Property Address	3085 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000013520
Map Reference	DOC2004K032370
Instrument Date	Mar 13, 2018
Instrument	2018K013520
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3085 CHALKSTONE AVE, ELGIN, IL 60124-8939

Mortgage

Document Number	0000013521
Date	Mar 26, 2018
Instrument	2018K013521

Lender

Name	BLUESTAR MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3085 Chalkstone Ave was $11,604 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,604.00 Homeowner's exemption	$156,176 (+8.57%) Land $43,240 Building $112,936	$468,715 (+8.57%) Land $129,772 Building $338,944
2024		$143,848 Land $39,827 Building $104,021	$431,717 Land $119,529 Building $312,188
2022	$10,777.00 (+3.41%) Homeowner's exemption	$118,497 (+6.96%) Land $32,808 Building $85,689	$355,491 (+6.96%) Land $98,424 Building $257,067
2021	$10,422.00 Homeowner's exemption	$110,786 Land $30,673 Building $80,113	$332,358 Land $92,019 Building $240,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3085 Chalkstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3085 Chalkstone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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