3085 Centerview Rough River Ln, Hudson, KY 40145 Property Records

Breckinridge County property record for 3085 Centerview Rough River Ln, Hudson, KY 40145

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,215 sqft
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Sep 2025)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WOA 15`

Property Details

APN / Parcel Number

Primary APN	`WOA 15`
Alternative APNs	`19236` `35034` `35035`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,215 sqft Living Area

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,090 sqft (2.16 acres)
Garage Type	Detached
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Coal

Location & Zoning

Account Number	35035
Street Address	3085 CENTERVIEW ROUGH RIVER LN
City	HUDSON
State	KY
Zip	40145-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALSO WOA 16 & 17
Legal Subdivision	ADKINS PENINSULA
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	2
Census Block	2017
Census Tract	960502

Owner

Source: Breckinridge County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3085 CENTERVIEW ROUGH RIVER LN, HUDSON, KY 40145-7729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed, Transfer · USDA Mortgage MAGNOLIA BANK
Sep 8, 2021	Deed of Trust, Mortgage THE CECILIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Document Number	2020945148
Deed Book / Page	D477 / 242
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Sep 29, 2025
Property Address	3085 CENTERVIEW ROUGH RIVER LN, HUDSON, KY 40145-7729
Document Number	00D477/242
Book / Page	D477 / 242
Instrument Date	Sep 26, 2025
Instrument	2020945148
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9709 MCCAMISH RD, WHITESVILLE, KY 42378-9548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 CENTERVIEW ROUGH RIVER LN, HUDSON, KY 40145-7729
Mail Care Of	STUART M HAMBLIN JR

Mortgage

Document Number	000M587184
Date	Sep 29, 2025
Instrument	M587/184

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	3085 CENTERVIEW ROUGH RIVER LN, HUDSON, KY 40145-7729
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 CENTERVIEW ROUGH RIVER LN, HUDSON, KY 40145-7729

Mortgage

Document Number	511/674
Date	Sep 8, 2021
Book Page	511/674
Instrument	2020904340

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	CECILIA, KY 42724

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2031

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (+387.31%)	$134,000 (+88.73%) Land $40,000 Building $94,000	$134,000 (+88.73%) Land $40,000 Building $94,000
2023	$268.00 (-17.28%) Homeowner's exemption	$71,000 (-) Land $24,000 Building $47,000	$71,000 (-) Land $24,000 Building $47,000
2022	$324.00 Homeowner's exemption	$71,000 Land $24,000 Building $47,000	$71,000 Land $24,000 Building $47,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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