3085 Brenton Manor Loop, Winter Haven, FL 33881 Property Records

Polk County property record for 3085 Brenton Manor Loop, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2014
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2020)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-06-821502-001310`

Property Details

APN / Parcel Number

Primary APN	`27-28-06-821502-001310`
Alternative APNs	`062827821502001310` `62827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	1,937 sqft
1st Floor Area	1,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	361 sqft
Porch	Finished/Open Porch
Porch Area	188 sqft

Location & Zoning

Street Address	3085 BRENTON MANOR LOOP
City	WINTER HAVEN
State	FL
Zip	33881-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENTON MANOR PB 138 PGS 22-24 LOT 131
Legal Range	27E
Legal Township	28S
Legal Section	06
Legal Subdivision	BRENTON MANOR
Legal Tract	821502
Legal Block	1
Legal Lot Number	131
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1002
Census Tract	12802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3085 BRENTON MANOR LOOP, WINTER HAVEN, FL 33881-2846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Jul 13, 2020	Warranty Deed, Transfer · Conventional with PMI KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Jun 16, 2014 · Amount on Record
Deed Document Number	2020139029
Deed Book / Page	11295 / 1875
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 7, 2026
Property Address	3085 BRENTON MANOR LOOP, WINTER HAVEN, FL 33881-2846
Document Number	0000108838
Book / Page	13987 / 1892
Instrument Date	Apr 28, 2026
Instrument	2026108838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108838,
Date	May 7, 2026
Book Page	13987/1892
Instrument	2026108838

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 13, 2020
Property Address	3085 BRENTON MANOR LOOP, WINTER HAVEN, FL 33881-2846
Document Number	0112951875
Book / Page	011295 / 001875
Instrument Date	Jul 8, 2020
Instrument	139029
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 BRENTON MANOR LOOP WINTER HAVEN FL 338812846, WINTER HAVEN, FL 33881-2846

Mortgage

Document Number	112951877
Date	Jul 13, 2020
Book Page	011295/001877
Instrument	139030

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,051 (+2.7%)	$224,125 (-6.33%) Land $40,000 Building $184,125
2025	$2,829.00 (+3.32%) Homeowner's exemption	$194,792 (+5.99%)	$239,279 (-5.54%) Land $40,000 Building $199,279
2024	$2,738.00 (+2.85%)
2023	$2,662.00 (+3.14%) Homeowner's exemption	$183,788 (+3%)	$253,323 (+14.02%) Land $30,000 Building $223,323
2022	$2,581.00 Homeowner's exemption	$178,435	$222,182 Land $25,000 Building $197,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	13 (1998–2022)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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