3085 Bayfront Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3085 Bayfront Cir, Hernando Beach, FL 34607 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,758 sqft · built 1975
Lot Size	0.148 acres (6,438 sqft)
Owner	2 Individual Names on File
Last Sale	$559,500 (May 2025)
Tax Bill	$2,992 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-1900-0000-0330`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-1900-0000-0330`
Alternative APNs	`00155566` `155566`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,758 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,438 sqft (0.148 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	208 sqft
Patio Area	96 sqft
Utility Building	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00155566
Street Address	3085 BAYFRONT CIR
City	HERNANDO BEACH
State	FL
Zip	34607-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 2 LOT 33 ORB 305 PG 307
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 2
Legal Lot Number	33
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2033
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-1900-0000-0330

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3085 BAYFRONT CIR, HERNANDO BEACH, FL 34607-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Jul 17, 2001 · Amount on Record
Deed Document Number	202536287
Deed Book / Page	4564 / 419
Prior Transfer Date	Dec 10, 2008
Prior Transfer Doc	0026951148
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3085 BAYFRONT CIR, HERNANDO BEACH, FL 34607-3002
Document Number	0038280810
Instrument Date	Apr 02, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3085 BAYFRONT CIR HERNANDO BEACH FL 346073002, HERNANDO BEACH, FL 34607-3002

Mortgage

Document Number	0038280810
Date	Apr 13, 2020
Book Page	003828/000810
Instrument	22944

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,992.00 (+19.54%)	$216,658 (+5.99%)	$386,092 (-2.57%) Land $221,013 Building $165,079
2023		$204,419 Land $37,810 Building $166,609
2022	$2,503.00		$396,265 Land $221,013 Building $175,252

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.