30840 Ortega Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30840 Ortega Ln, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,034 sqft · built 1984
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$735,000 (Oct 2024)
Tax Bill$5,324 (2024)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00311620-000000

Property Details

APN / Parcel Number

Primary APN00311620-000000
Alternative APNs
  • 14662900311620000000
  • 1383694

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,034 sqft Living Area
1st Floor Area912 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2012
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area274 sqft
Deck Area1,050 sqft
Patio Area1,689 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1383694
Old Parcel Number14662900311620000000
Street Address30840 ORTEGA LN
CityBIG PINE KEY
StateFL
Zip33043-5034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 5 LT 4 DOCTORS ARM SUB-1ST ADDN BIG PINE KEY PB4-149 OR572-857 OR576-190 OR896-1030 OR985-1971 OR1532-1542 OR1834-864
Legal Range29E
Legal Township66S
Legal Section14
Legal SubdivisionDOCTORS ARM 1ST ADD
Legal Block5
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2001
Census Tract971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4833 NW 93RD AVE, SUNRISE, FL 33351-5219
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Apr 20, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2024 · Amount on Record
Deed SaleOct 21, 2024 · Amount on Record
Prior SaleApr 20, 2020 · Amount on Record
Deed Document Number2478047
Deed Book / Page3296 / 2239
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address30840 ORTEGA LN, BIG PINE KEY, FL 33043-5034
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address30840 ORTEGA LN, BIG PINE KEY, FL 33043-5034

Mortgage

Document Number0030831961
DateMar 24, 2021
Book Page3083/1961
Instrument2310027
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 20, 2020
Property Address30840 ORTEGA LN, BIG PINE KEY, FL 33043-5034
Document Number0030181459
Book / Page003018 / 001459
Instrument DateApr 10, 2020
Instrument2263504
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,192.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 33652 DAYTON OH 454330652, DAYTON, OH 45433-0652

Mortgage

Document Number30181461
DateApr 20, 2020
Book Page003018/001461
Instrument2263505
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$605,470 (+3.3%) Land $296,400 Building $309,070$605,470 (+3.3%) Land $296,400 Building $309,070
2024$5,324.00 (+7.06%)
2023$4,973.00 (+10.46%)$586,132 (+17.11%) Land $358,800 Building $227,332$586,132 (+17.11%) Land $358,800 Building $227,332
2022$4,502.00$500,477 Land $270,400 Building $230,077$500,477 Land $270,400 Building $230,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

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