DeSoto County property record for 3084 Ivy Ln, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,344 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $765 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-23-06-0-00015-00 |
| Primary APN | 3-08-6-23-06-0-00015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,344 sqft Adjusted Area |
| 1st Floor Area | 1,909 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 248 ft deep x 178 ft wide |
| Utility Building | 336 sqft |
| Street Address | 3084 IVY LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | IVY MANOR S/D PHASE II LOT 15 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 23 |
| Legal Subdivision | IVY MANOR S/D PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 3-08-6-23-06-0-00015-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Oct 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Mar 01, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2021 |
| Transfer Doc | 000949/272 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
| Document Number | 5660/90486 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 5660/90486 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
| Document Number | 005069/618 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 5069/618 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
| Document Number | 005445/183 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 5445/183 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Sep 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 01, 2021 |
| Property Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
| Document Number | 000949/272 |
| Book / Page | 949 / 272 |
| Map Reference | MB 75 PG 1&2 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 467 W SOUTH ST, 467, HERNANDO, MS 38632-2604 |
| Name | Verified Name |
|---|---|
| Address | 3084 IVY LN, HERNANDO, MS 38632-7800 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $765.00 (-15.93%) | $14,048 (-) Land $3,000 Building $11,048 | $140,480 (-) Land $30,000 Building $110,480 |
| 2023 | $910.00 | $14,048 | $140,480 Land $30,000 Building $110,480 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
Based on FCC filings for 89 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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