3084 Eutaw Forest Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3084 Eutaw Forest Dr, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,464 sqft · built 1982
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (Dec 2025)
Tax Bill$5,667 (2025)
Deeds & MortgagesMar 2021 Second Mortgage
Dec 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-106374

Property Details

APN / Parcel Number

Primary APN06-106374
Alternative APNs
  • 6106374
  • 106374

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,464 sqft Living Area
Gross Area3,088 sqft
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number106374
Street Address3084 EUTAW FOREST DR
CityWALDORF
StateMD
Zip20603-4047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionLOT 25 PLAT 2 EUTAW FOREST SUB
Legal SubdivisionEUTAW FOREST SUB
Legal Block1
Legal Lot Number25
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1001
Census Tract850712

Owner

3084 Eutaw Forest Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMONWEALTH ONE FCU
Dec 29, 2025Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 18, 2022Intrafamily Transfer, Transfer
Jan 17, 2023Intrafamily Transfer, Transfer
Jul 24, 2020Deed of Trust, Mortgage · VA Mortgage
MID-CONTINENT FNDG INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2025 · Amount on File
Deed SaleDec 29, 2025 · Amount on File
Prior SaleNov 4, 1981 · Amount on File
Deed Book / Page13913 / 53
Prior Transfer DateAug 9, 2010
Prior Transfer Doc0072220109
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047

Mortgage

Document Number0116830001
DateMar 15, 2021
Book Page11683/1
Lender
NameCOMMONWEALTH ONE FCU
TypeCredit Union
AddressALEXANDRIA, VA 22304
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueMar 5, 2036

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateDec 29, 2025
Property Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047
Document Number0139130053
Book / Page13913 / 53
Map ReferenceMB 27 FO 177
Instrument DateDec 10, 2025
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,162.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047

Mortgage

Document Number0001391361
DateDec 29, 2025
Instrument13913/61
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateOct 18, 2022
Property Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047
Document Number0127430286
Book / Page12743 / 286
Map ReferenceMB 27 FO 177
Instrument DateSep 15, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateJan 17, 2023
Property Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047
Document Number0128280086
Book / Page12828 / 86
Map ReferenceMB 27 FO 177
Instrument DateSep 15, 2022
Transaction TypeTransfer
Record UpdatedJan 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3084 EUTAW FOREST DR, WALDORF, MD 20603-4047
Document Number0113920136
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3084 EUTAW FOREST DR WALDORF MD 206034047, WALDORF, MD 20603-4047

Mortgage

Document Number0113920136
DateOct 21, 2020
Book Page011392/000136
Lender
NameMID-CONTINENT FNDG INC
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3084 Eutaw Forest Dr was $5,667.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,167 (+6.14%)$477,700 (+18.42%) Land $120,200 Building $357,500
2025$5,667.00$403,400 Land $120,200 Building $283,200$403,400 Land $120,200 Building $283,200
2023$4,811.00$342,667$403,400 Land $120,200 Building $283,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3084 Eutaw Forest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3084 Eutaw Forest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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