3084 Calavo Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 3084 Calavo Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,852 sqft · built 1983
Lot Size	0.79 acres (3,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Jul 1997)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-650-02-00`

Property Details

APN / Parcel Number

Primary APN	`505-650-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,447 sqft (0.79 acres)
Lot Dimensions	80 ft deep x 45 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3084 CALAVO DR
City	SPRING VALLEY
State	CA
Zip	91978-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 2 TR 009396
Legal Subdivision	COUNTY/SAN DIEGO 3849
Legal Tract	009396
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1019
Census Tract	13505

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3084 CALAVO DR, SPRING VALLEY, CA 91978-1138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Apr 15, 2024	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 26, 2022	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 12, 2020	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 1997 · Amount on Record
Deed Sale	Jul 3, 1997 · Amount on Record
Prior Sale	Nov 1, 1983 · Amount on Record
Deed Document Number	1997317028
Last Transfer Date	Feb 8, 2002
Transfer Doc	0000132245
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3084 CALAVO DR, SPRING VALLEY, CA 91978-1138
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 CALAVO DR, SPRING VALLEY, CA 91978-1138

Mortgage

Document Number	0000279903
Date	Oct 8, 2025
Instrument	2025-0279903

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Max Rate	10.6%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3084 CALAVO DR, SPRING VALLEY, CA 91978-1138
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 CALAVO DR, SPRING VALLEY, CA 91978-1138

Mortgage

Document Number	0000092864
Date	Apr 15, 2024
Instrument	2024-0092864

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	RIVERSIDE, CA 92507

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3084 CALAVO DR, SPRING VALLEY, CA 91978-1138
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 CALAVO DR, SPRING VALLEY, CA 91978-1138

Mortgage

Document Number	0000411905
Date	Oct 26, 2022
Instrument	2022-0411905

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3084 CALAVO DR, SPRING VALLEY, CA 91978-1138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130403
Date	Mar 12, 2020
Instrument	2020-0130403

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,594 (+2%) Land $99,478 Building $174,116
2025	$1,841.00 (+5.56%)	$268,230 (+4.04%) Land $97,528 Building $170,702
2023	$1,744.00 (-2.79%)	$257,816 Land $93,742 Building $164,074
2022	$1,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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