Merced County property record for 3084 Aspen St, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,881 sqft · built 1989 |
| Lot Size | 0.112 acres (4,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (May 2024) |
| Tax Bill | $4,854 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-073-010-000 |
| Primary APN | 007-073-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,881 sqft Living Area |
| Gross Area | 1,726 sqft |
| 1st Floor Area | 1,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,880 sqft (0.112 acres) |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 007-073-010 |
|---|---|
| Street Address | 3084 ASPEN ST |
| City | MERCED |
| State | CA |
| Zip | 95340-2367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | COPPERTREE LOT 14 |
| Legal Subdivision | COPPERTREE |
| Legal Lot Number | 14 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1200 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4211 MANZANITA DR, SAN JOSE, CA 95129-2313 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY NATIONAL TITLE |
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VELLUM MORTGAGE LLC |
| Jun 21, 2022 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | May 30, 2024 · Amount on Record |
| Deed Document Number | 202412263 |
| Prior Transfer Date | Oct 4, 2010 |
| Prior Transfer Doc | 0000040387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 23, 2026 |
| Property Address | 3084 ASPEN ST, MERCED, CA 95340-2367 |
| Document Number | 0000010316 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 202610316 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3084 ASPEN ST, MERCED, CA 95340-2367 |
| Document Number | 0000010316, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202610316 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3084 ASPEN ST, MERCED, CA 95340-2367 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3084 ASPEN ST, MERCED, CA 95340-2367 |
| Document Number | 0000026026 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025026026 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 21, 2022 |
| Property Address | 3084 ASPEN ST, MERCED, CA 95340-2367 |
| Document Number | 0000023413 |
| Map Reference | MB 32 PG 37&38 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022023413 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3084 ASPEN ST, MERCED, CA 95340-2367 |
| Document Number | 0000023414 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022023414 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $442,170 (+2%) Land $124,848 Building $317,322 | |
| 2025 | $4,854.00 (+4.75%) | $433,500 (-) Land $122,400 Building $311,100 |
| 2023 | $4,634.00 (+249.74%) Homeowner's exemption | $433,500 Land $107,100 Building $326,400 |
| 2022 | $1,325.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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