3082 Br Dr, Clearwater, FL 33760 Property Records

Pinellas County property record for 3082 Br Dr, Clearwater, FL 33760

Property Summary

Property Type	Planned Unit Development
Details	1,679 sqft · built 1994
Lot Size	0.065 acres (2,820 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Apr 2018)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-763-7855-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-763-7855-3`
Alternative APNs	`28-29-16-64913-000-0430` `291628649130000430` `162928649130000430` `R303063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,679 sqft Living Area
1st Floor Area	1,679 sqft
Media Room	Media Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	2,820 sqft (0.065 acres)
View / Lot	Interior
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Slab
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R303063
Street Address	3082 BRANCH DR
City	CLEARWATER
State	FL
Zip	33760-1740
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	OVERLOOK LOT 43
Legal Range	16E
Legal Township	29S
Legal Section	28
Legal Subdivision	OVERLOOK
Legal Tract	64913
Legal Lot Number	43
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	24508

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3082 BRANCH DR, CLEARWATER, FL 33760-1740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 3, 2018	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Oct 27, 2010 · Amount on Record
Deed Document Number	2018101054
Deed Book / Page	19997 / 574
Transfer Doc	1135000543
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3082 BRANCH DR, CLEARWATER, FL 33760-1740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211961667
Date	Oct 6, 2020
Book Page	21196/1667
Instrument	2020297664

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 3, 2018
Property Address	3082 BRANCH DR, CLEARWATER, FL 33760-1740
Document Number	0199970574
Book / Page	019997 / 000574
Instrument Date	Mar 29, 2018
Instrument	101054
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3082 BRANCH DR CLEARWATER FL 337601740, CLEARWATER, FL 33760-1740

Mortgage

Document Number	199970576
Date	Apr 3, 2018
Book Page	019997/000576
Instrument	101055

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,686.00 (+7.78%) Homeowner's exemption	$236,357 (+5.99%)	$308,664 (+8.03%) Building $308,664
2023	$3,420.00 (+3.11%) Homeowner's exemption	$223,006 (+3%)	$285,721 (+6.97%) Building $285,721
2022	$3,317.00 Homeowner's exemption	$216,511	$267,116 Building $267,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 387 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	387 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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