Monroe County property record for 30818 Witters Ln, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 2018 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Jan 2005) |
| Tax Bill | $6,112 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00310490-000000 |
| Primary APN | 00310490-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 936 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1382604 |
|---|---|
| Street Address | 30818 WITTERS LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-5051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LT 48 DOCTORS ARM SUB PB3-141 BIG PINE KEY OR245-273-274 OR799-1637 OR1014-1954 OR1017-2374 OR1196-1247AFF OR2074-208/09 OR2804-321/22 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 14 |
| Legal Subdivision | DOCTORS ARM |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3021 BRASWELL MOUNTAIN RD, DALLAS, GA 30132-1592 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 12, 2018 | Deed of Trust, Mortgage · ARM AMERIS BANK |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2005 · Amount on Record |
| Deed Sale | Jan 6, 2005 · Amount on Record |
| Prior Sale | Jun 1, 1987 · Amount on Record |
| Deed Document Number | 20051489065 |
| Deed Book / Page | 2074 / 208 |
| Last Transfer Date | Jun 16, 2016 |
| Transfer Doc | 0028040321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30818 WITTERS LN, BIG PINE KEY, FL 33043 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3021 BRASWELL MOUNTAIN RD, DALLAS, GA 30132-1592 |
| Document Number | 0031360543 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 3136/543 |
| Instrument | 2347532 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30818 WITTERS LN, BIG PINE KEY, FL 33043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028911867 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 2891/1867 |
| Instrument | 2155206 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30818 WITTERS LN, BIG PINE KEY, FL 33043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FLORIDA PROS LEGAL & TTL LLC |
| Name | Verified Name |
|---|
| Document Number | 0029852476 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 2985/2476 |
| Instrument | 2237766 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $699,740 (+13.15%) Land $296,400 Building $403,340 | $699,740 (+13.15%) Land $296,400 Building $403,340 | |
| 2024 | $6,112.00 (+5.32%) | ||
| 2023 | $5,803.00 (+7.84%) | $618,437 (+16.27%) Land $358,800 Building $259,637 | $618,437 (+16.27%) Land $358,800 Building $259,637 |
| 2022 | $5,381.00 | $531,878 Land $270,400 Building $261,478 | $531,878 Land $270,400 Building $261,478 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures