30817 Emma Rd, Concordia, MO 64020 Property Records

Lafayette County property record for 30817 Emma Rd, Concordia, MO 64020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,176 sqft · built 1924
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,800 (Mar 2008)
Tax Bill	$911 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`19-2.0-03-0-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`19-2.0-03-0-000-009.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Basement Area	294 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	283,140 sqft (6.5 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	30817 EMMA RD
City	CONCORDIA
State	MO
Zip	64020-6394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4; 561-675, 666-328, 697-891, 731-416, 919-991, 1036-286, 1154-815, 1154-833
Legal Range	24
Legal Township	48
Legal Section	03
Jurisdiction	LAFAYETTE MO
Township / Civil Division	FREEDOM
Census Block Group	2
Census Block	2004
Census Tract	90500

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30817 EMMA RD, CONCORDIA, MO 64020-6394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2008 · Amount on Record
Deed Sale	Mar 18, 2008 · Amount on Record
Deed Document Number	2008111843
Deed Book / Page	1154 / 833
Prior Transfer Date	Feb 19, 2008
Prior Transfer Doc	1154/833
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	30817 EMMA RD, CONCORDIA, MO 64020-6394
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023DR2469
Date	Jul 7, 2023
Instrument	2023DR2469

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	30817 EMMA RD, CONCORDIA, MO 64020-6394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR4324
Date	Oct 5, 2020
Instrument	2020DR4324

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Concordia R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00 (+5.56%)	$18,205 (+35.71%)	$95,815 (+35.71%) Land $26,775 Building $69,040
2024	$863.00
2023		$13,415	$70,605 Land $26,775 Building $43,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	80 / 10
AT&T Fixed Wireless	25 / 3

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