St. Clair County property record for 3081 Wadhams Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 858 sqft · built 1940 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Sep 2023) |
| Tax Bill | $2,125 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-650-0017-000 |
| Primary APN | 74-15-650-0017-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 858 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 63,162 sqft (1.45 acres) |
| Lot Dimensions | 421 ft deep x 150 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3081 WADHAMS RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 14 EXC N 100 FT. SPARLINGS BLACK RIVER PLAT. SEC 35 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 35 |
| Legal Subdivision | SPARLINGS BLACK RIVER PLAT |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3081 WADHAMS RD, CLYDE, MI 48049-4447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 1, 2023 | Warranty Deed, Transfer |
| Nov 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Prior Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 202315489 |
| Deed Book / Page | 5650 / 797 |
| Prior Transfer Date | Mar 26, 2009 |
| Prior Transfer Doc | 003933/889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3081 WADHAMS RD, CLYDE, MI 48049-4447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1497 S LAKESHORE RD, HARBOR BEACH, MI 48441-8907 |
| Document Number | 0005639864 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 5639/864 |
| Instrument | 2023012981 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 1, 2023 |
| Property Address | 3081 WADHAMS RD, CLYDE, MI 48049-4447 |
| Document Number | 0005650797 |
| Book / Page | 5650 / 797 |
| Map Reference | LB 53 PG 13&14 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 2023015489 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 CHRISTINA CRES, BRADFORD XX |
| Name | Verified Name |
|---|---|
| Address | 3081 WADHAMS RD, CLYDE, MI 48049-4447 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 26, 2018 |
| Property Address | 3081 WADHAMS RD, CLYDE, MI 48049-4447 |
| Document Number | 0005010541 |
| Book / Page | 5010 / 541 |
| Map Reference | LB 53 PG 13-14 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 2018025994 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | CISLO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3081 WADHAMS RD, 3081, CLYDE, MI 48049-4447 |
| Name | Verified Name |
|---|---|
| Address | 1966 MORNINGSTAR AVE, KIMBALL, MI 48074-2519 |
| Document Number | 0050100542 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 5010/542 |
| Instrument | 2018025995 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,800 (+1.72%) | $189,600 (+1.72%) | |
| 2025 | $2,125.00 (+3.01%) Homeowner's exemption | $93,200 (+24.77%) | |
| 2024 | $2,063.00 (+41.3%) | $186,400 (+24.77%) | |
| 2023 | $74,700 | ||
| 2022 | $1,460.00 | $149,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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