3081 Madison Rd, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3081 Madison Rd, Cincinnati, OH 45209

Property Summary

Property Type	Commercial
Details	3,020 sqft · built 1984
Lot Size	0.575 acres (25,047 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Oct 1997)
Tax Bill	$15,524 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-0001-0027-00`

Property Details

APN / Parcel Number

Primary APN	`050-0001-0027-00`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,020 sqft
1st Floor Area	3,020 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	25,047 sqft (0.575 acres)
Lot Width	120 ft Width

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3081 MADISON RD
City	CINCINNATI
State	OH
Zip	45209-1741
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CCM
Legal Description	MARKBREIT AVE 0.5748 AC R2 - T4 - S28
Legal Subdivision	LANE SEMINARY GROUNDS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	5301

Owner

3081 Madison Rd, a commercial property, is owned by a company that acquired it in December 2020.

Source: Hamilton County records, as of May 20, 2026

Owner of Record	Company Name on File
Mailing Address	2951 MADISON RD, CINCINNATI, OH 45209-2027
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BANK AND TRUST COMPANY
Mar 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTH SIDE BANK & TRUST COMPANY
Feb 27, 2017	Deed of Trust, Mortgage WATCH HILL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 1997 · Amount on File
Deed Sale	Oct 13, 1997 · Amount on File
Deed Document Number	1997157067
Deed Book / Page	7470 / 392
Last Transfer Date	Dec 22, 2020
Transfer Doc	0000003547
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2026
Property Address	3081 MADISON RD, CINCINNATI, OH 45209-1741
Document Number	0000028155
Book / Page	15644 / 2038
Instrument Date	Apr 13, 2026
Instrument	202628155
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 MADISON RD, CINCINNATI, OH 45209-2027

Mortgage

Document Number	0000028155,
Date	Apr 14, 2026
Book Page	15644/2038
Instrument	202628155

Lender

Name	NORTH SIDE BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 13, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3081 MADISON RD, CINCINNATI, OH 45209-1741
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 MADISON RD, CINCINNATI, OH 45209-2027

Mortgage

Document Number	0000013958
Date	Mar 1, 2023
Book Page	14863/7
Instrument	2023-0013958

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3081 MADISON RD, CINCINNATI, OH 45209-1741
Document Number	0000018630
Book / Page	013364 / 001933
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2951 MADISON RD CINCINNATI OH 452092027, CINCINNATI, OH 45209-2027

Mortgage

Document Number	0000018630
Date	Mar 1, 2017
Book Page	013364/001933
Instrument	18630

Lender

Name	WATCH HILL BK
Address	2110 BEECHMONT AVE, CINCINNATI, OH 45230-1621

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3081 Madison Rd was $15,524, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,524.00 (+0.67%)	$186,936 (+%) Land $65,538 Building $121,398	$534,100 Land $187,250 Building $346,850
2024	$15,420.00 (+0.25%)	$186,934 (-) Land $65,537 Building $121,397
2023	$15,381.00 (-18.3%)	$186,934 (-9.89%) Land $65,537 Building $121,397	$534,100 Land $187,250 Building $346,850
2022	$18,826.00	$207,456 Land $62,598 Building $144,858
2020			$592,730 Land $178,850 Building $413,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3081 Madison Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2016–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3081 Madison Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Madison Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures