3081 Gaulding Dr, Prosper, TX 75078 Property Records

Collin County property record for 3081 Gaulding Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,991 sqft · built 2021
Owner	Individual Name on Record
Tax Bill	$10,392 (2024)
Deeds & Mortgages	Nov 2024 Line of Credit Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12200-00B-0220-1`

Property Details

APN / Parcel Number

Primary APN	`R-12200-00B-0220-1`
Alternative APN	`2823386`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,991 sqft Living Area

Exterior

Year Built	Built 2021

Location & Zoning

Account Number	2823386
Street Address	3081 GAULDING DR
City	PROSPER
State	TX
Zip	75078-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD PHASE 3 (CPR), BLK B, LOT 22
Legal Subdivision	LAKEWOOD PHASE 3 (CPR)
Legal Phase	3
Legal Block	B
Legal Lot Number	22
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3000
Census Tract	30302

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3081 GAULDING DR, PROSPER, TX 75078-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Apr 14, 2022	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022
Deed Sale	Apr 14, 2022
Deed Document Number	20220414000606390
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3081 GAULDING DR, PROSPER, TX 75078-2615
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 GAULDING DR, PROSPER, TX 75078-2615

Mortgage

Document Number	2024000146014
Date	Nov 25, 2024
Instrument	2024000146014

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3081 GAULDING DR, PROSPER, TX 75078-2615
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000064825
Date	Jun 12, 2023
Instrument	2023000064825

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 14, 2022
Property Address	3081 GAULDING DR, PROSPER, TX 75078-2615
Document Number	0000606390
Map Reference	VOL 2020 PG 615
Instrument Date	Apr 14, 2022
Instrument	20220414000606390
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 SW GRAPEVINE PKWY STE 100, 100, GRAPEVINE, TX 76051-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 GAULDING DR, PROSPER, TX 75078-2615

Mortgage

Document Number	0000606400
Date	Apr 14, 2022
Instrument	20220414000606400

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$821,901 (+44.32%) Land $210,000 Building $611,901	$821,901 (+44.32%) Land $210,000 Building $611,901
2024	$10,392.00 (+107.76%)
2023		$569,499 Land $175,000 Building $394,499	$569,499 Land $175,000 Building $394,499
2022	$5,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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