3081 Cowell Rd, Concord, CA 94518 Property Records

Contra Costa County property record for 3081 Cowell Rd, Concord, CA 94518 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2015
Square Footage2,695 sqft Living Area
Lot Size6,141 sqft (0.141 acres)
OccupancyOwner Occupied
Last Sale$700,000 (2016)
Tax Bill$10,153.00 (2025)

Property Details

APN / Parcel Number

Primary APN105-186-043-3
Alternative APN
  • 105-186-043

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,695 sqft Living Area
1st Floor1,291 sqft 1st Floor
2nd Floor1,404 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area6,141 sqft (0.141 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area493 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address3081 COWELL RD
CityCONCORD
StateCA
Zip94518-1418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT209PM14 PCL TWO
JurisdictionCONTRA COSTA CA
Minor Civil DivisionCENTRAL CONTRA COSTA
Census Blockgroup3
Census Block3023
Census Tract335000

Owner

Source: Contra Costa County records · APN 105-186-043-3

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3081 COWELL RD, CONCORD, CA 94518-1418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2016 · Amount on Record
Deed SaleJun 10, 2016 · Amount on Record
Deed Doc Number2016113873
Last Transfer DateSep 24, 2020
Transfer Doc0000220807
Record RefreshedSep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 29, 2020
Property Address3081 COWELL RD, CONCORD, CA 94518-1418
Document Number0000220806
Instrument DateSep 24, 2020
Instrument220806
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3081 COWELL RD CONCORD CA 945181418, CONCORD, CA 94518-1418

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateSep 29, 2020
Property Address3081 COWELL RD, CONCORD, CA 94518-1418
Document Number0000220807
Map ReferenceMB 209 PG 14
Instrument DateSep 24, 2020
Instrument2020-220807
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3081 COWELL RD, CONCORD, CA 94518-1418

Mortgage

Document Number0000220808
DateSep 29, 2020
Instrument2020-220808
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$845,224 (+2%) Land $362,238 Building $482,986
2025$10,153.00 (+4.41%)$828,652 (+4.04%) Land $355,136 Building $473,516
2023$9,724.00 (+1.24%)$796,477 Land $341,347 Building $455,130
2022$9,605.00

Flood & Wildfire

3081 Cowell Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AO, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cowell Rd

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