3081 Beach Rd, Port Huron, MI 48060 Property Records

St. Clair County property record for 3081 Beach Rd, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,168 sqft
Lot Size	6.39 acres (278,348 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2021)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-28-032-4031-001`

Property Details

APN / Parcel Number

Primary APN	`74-28-032-4031-001`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,168 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	844 sqft

Exterior

Lot Area	278,348 sqft (6.39 acres)
Lot Dimensions	967 ft deep x 312 ft wide
Garage Area	2,256 sqft
Parking Spaces	8 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3081 BEACH RD
City	PORT HURON
State	MI
Zip	48060-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG N 89D 16M 58S E 1318.90' & N 713.03' FROM SW SEC COR, TH N 211.54', TH S 89D 17M 16S W 183', TH N 100', TH S 89D 17M 16S
Legal Range	17E
Legal Township	07N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1004
Census Tract	635000

Owner

3081 Beach Rd is owned and occupied by an individual who bought it in July 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3081 BEACH RD, PORT HURON, MI 48060-1736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage FLAGSHIP COMMUNITY FCU
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Deed Document Number	202120876
Deed Book / Page	5395 / 461
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0005395461
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3081 BEACH RD, PORT HURON, MI 48060-1736
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 BEACH RD, PORT HURON, MI 48060-1736

Mortgage

Document Number	0005864978
Date	Oct 27, 2025
Book Page	5864/978
Instrument	2025020521

Lender

Name	FLAGSHIP COMMUNITY FCU
Type	Credit Union
Address	3910 LAPEER RD, PORT HURON, MI 48060

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2040

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 20, 2021
Property Address	3081 BEACH RD, PORT HURON, MI 48060-1736
Document Number	0005395461
Book / Page	5395 / 461
Instrument Date	May 27, 2021
Instrument	2021020876
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 STRAWBERRY LN, PORT HURON, MI 48060-1727

Mortgage

Document Number	2021020877
Date	Jul 20, 2021
Instrument	2021020877

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3081 Beach Rd was $3,521 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,800 (+1.73%)	$247,600
2025	$3,521.00 (+3.04%) Homeowner's exemption	$121,700
2024	$3,417.00		$243,400
2023		$102,100
2022	$3,066.00		$204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3081 Beach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3081 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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