3081 5th Ave, Valley, WA 99181 Property Records

Stevens County property record for 3081 5th Ave, Valley, WA 99181

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,600 sqft · built 1950
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$414,000 (Nov 2022)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Sale & Mortgage + 4 more
APN	`0515950`

Property Details

APN / Parcel Number

Primary APN	`0515950`
Alternative APN	`17075`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	24,394 sqft (0.56 acres)

Location & Zoning

Account Number	17075
Street Address	3081 5TH AVE
City	VALLEY
State	WA
Zip	99181-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY ACRE TRACTS S2 BLK 3 INC E 20 VAC ST
Legal Range	40E
Legal Township	31N
Legal Section	23
Legal Subdivision	VALLEY ACRE TRACTS
Legal Tract	3
Legal Block	3
Jurisdiction	STEVENS WA
Township / Civil Division	SPRINGDALE
Census Block Group	3
Census Block	3008
Census Tract	951100

Owner

3081 5th Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Stevens County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3081 5TH AVE, VALLEY, WA 99181-9657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2022	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 3, 2019	Deed of Trust, Mortgage SPOKANE TEACHERS CU
Sep 13, 2018	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Sep 13, 2018	Quit Claim Deed, Transfer STEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Sep 13, 2018 · Amount on File
Deed Document Number	20229290
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0000006811
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	3081 5TH AVE, VALLEY, WA 99181-9657
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	SUMMIT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 5TH AVE, VALLEY, WA 99181-9657

Mortgage

Document Number	0000001559
Date	Mar 17, 2026
Instrument	2026-0001559

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEVENS WA
Recording Date	Nov 10, 2022
Property Address	3081 5TH AVE, VALLEY, WA 99181-9657
Document Number	0000009290
Instrument Date	Nov 9, 2022
Instrument	2022 0009290
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	STEVENS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,594.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009291
Date	Nov 10, 2022
Instrument	2022 0009291

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	3081 5TH AVE, VALLEY, WA 99181-9657
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	STEVENS COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000922
Date	Jan 27, 2021
Instrument	2021 0000922

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	3081 5TH AVE, VALLEY, WA 99181-9657
Document Number	0000006600
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	STEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3081 5TH AVE VALLEY WA 991819657, VALLEY, WA 99181-9657

Mortgage

Document Number	0000006600
Date	Sep 9, 2019
Instrument	6600

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEVENS WA
Recording Date	Sep 13, 2018
Property Address	3081 5TH AVE, VALLEY, WA 99181-9657
Document Number	0000006810
Map Reference	MB B PG56
Instrument Date	Sep 11, 2018
Instrument	2018 0006810
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	STEVENS COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,453.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 5TH AVE, VALLEY, WA 99181-9657

Mortgage

Document Number	0000006812
Date	Sep 13, 2018
Instrument	2018 0006812

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEVENS WA
Recording Date	Sep 13, 2018
Property Address	3081 5TH AVE, VALLEY, WA 99181-9657
Document Number	0000006811
Instrument Date	Sep 7, 2018
Instrument	6811
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	STEVENS COUNTY TITLE COMPANY, STEVENS CNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3081 5TH AVE VALLEY WA 99181, VALLEY, WA 99181

Tax Assessment & Valuation

The 2025 property tax bill for 3081 5th Ave was $3,096, up 6% from the year before.

Source: Stevens County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Stevens County
Unified School District	Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,096.00 (+5.99%)	$390,666 (-2.27%) Land $28,000 Building $362,666	$390,666 (-2.27%) Land $28,000 Building $362,666
2024	$2,921.00 (+70.62%)	$399,721 Land $28,000 Building $371,721	$399,721 Land $28,000 Building $371,721
2023	$1,712.00
2022		$203,159 Land $22,000 Building $181,159	$203,159 Land $22,000 Building $181,159

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3081 5th Ave; there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1995)
Most Recent Claim	Nov 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3081 5th Ave is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of Washington
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENS CO PUD - VALLEY serves 550 people · EPA ID WA5305520
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pogozone powered by Neubeam Fixed Wireless	300 / 40
CenturyLink DSL	40 / 3

May also be available: Wired or Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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