3081 15th St, Boulder, CO 80304 Property Records

Boulder County property record for 3081 15th St, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,112 sqft · built 1990
Lot Size	0.23 acres (10,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$794,500 (May 2019)
Tax Bill	$8,585 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`1463-19-3-19-001`

Property Details

APN / Parcel Number

Primary APN	`1463-19-3-19-001`
Alternative APNs	`R0084709` `0084709`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,112 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,078 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,078 sqft
Finished Basement	970 sqft
Unfinished Basement	108 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	10,025 sqft (0.23 acres)
Deck Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0084709
Street Address	3081 15TH ST
City	BOULDER
State	CO
Zip	80304-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LESS NLY 114.03 FT & LESS TRI IN SW CORNER GARDEN HOME AKA LOT 2 3085 FIFTEENTH STREET MINOR SUB
Legal Range	70
Legal Township	1N
Legal Section	19
Legal Subdivision	GARDEN HOMES - BO
Legal Block	2
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2008
Census Tract	12106

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3081 15TH ST, BOULDER, CO 80304-2613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
May 12, 2021	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage RED ROCKS CU
May 30, 2019	Special Warranty Deed, Transfer · ARM CHERRY CREEK MORTGAGE CO INC
Dec 21, 2016	Deed of Trust, Mortgage · Line of Credit ELEVATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Jul 1, 2011 · Amount on Record
Deed Document Number	20193715151
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	3081 15TH ST, BOULDER, CO 80304-2613
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003884634
Date	May 12, 2021
Instrument	3884634

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	3081 15TH ST, BOULDER, CO 80304-2613
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003884635
Date	May 12, 2021
Instrument	3884635

Lender

Name	UMB BANK NA
Type	Bank
Address	DENVER, CO 80224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	3081 15TH ST, BOULDER, CO 80304-2613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003770146
Date	Mar 5, 2020
Instrument	3770146

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	3081 15TH ST, BOULDER, CO 80304-2613
Document Number	0003770148
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 15TH ST BOULDER CO 803042613, BOULDER, CO 80304-2613

Mortgage

Document Number	0003770148
Date	Mar 5, 2020
Instrument	3770148

Lender

Name	RED ROCKS CU
Address	LITTLETON, CO 80120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 4, 2027

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	May 30, 2019
Property Address	3081 15TH ST, BOULDER, CO 80304-2613
Document Number	0003715151
Instrument Date	May 28, 2019
Instrument	3715151
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3081 15TH ST, BOULDER, CO 80304-2613

Mortgage

Document Number	0003715152
Date	May 30, 2019
Instrument	3715152

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	1-Year LIBOR
Margin	3
Max Rate	10.5%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	3081 15TH ST, BOULDER, CO 80304-2613
Document Number	0003570038
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 15TH ST BOULDER CO 803042613, BOULDER, CO 80304-2613

Mortgage

Document Number	0003570038
Date	Jan 19, 2017
Instrument	3570038

Lender

Name	ELEVATIONS FCU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 18, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,201 (+3.51%) Land $56,637 Building $36,564	$1,440,600 (-) Land $902,900 Building $537,700
2025	$8,585.00 (+3.5%)	$90,037 (-9.73%) Land $56,431 Building $33,606	$1,440,600 (-3.23%) Land $902,900 Building $537,700
2023	$8,295.00 (+14.41%)	$99,743 (+29.08%) Land $59,302 Building $40,441	$1,488,700 (+33.9%) Land $885,100 Building $603,600
2022	$7,250.00	$77,270 Land $45,300 Building $31,970	$1,111,800 Land $651,800 Building $460,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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