30804 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 30804 River Rd, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,582 sqft · built 2010
Lot Size	0.573 acres (24,952 sqft)
Owner	Individual Name on File
Tax Bill	$7,074 (2026)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-03-06-0-000-001.023`

Property Details

APN / Parcel Number

Primary APN	`64-03-06-0-000-001.023`
Alternative APNs	`286252` `98781`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,582 sqft Heated Area
1st Floor Area	2,582 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,952 sqft (0.573 acres)
Lot Dimensions	311 ft deep x 80 ft wide

Exterior Amenities

Pool Area	512 sqft
Deck Area	488 sqft
Patio Area	488 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat House	176 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	286252
Street Address	30804 RIVER RD
City	ORANGE BEACH
State	AL
Zip	36561-5748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' X 311.9' IRR LOT 2, ONO ISLAND SUBD, UNIT 26 SLIDE 1188B SEC 6-T9S-R6E (WD - SURVIVORSHIP)
Legal Subdivision	ONO ISLAN
Legal Block	U-26
Legal Lot Number	2
Legal Unit	26
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1012
Census Tract	11415

Owner

30804 River Rd is owned by an individual who acquired it in March 2011.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2718 TIMBERLOCH PL, SPRING, TX 77380-1084
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2011
Deed Sale	Mar 22, 2011
Deed Document Number	20111278868
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	30804 RIVER RD, ORANGE BEACH, AL 36561-5748
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001808754
Date	Jan 30, 2020
Instrument	1808754

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

The 2026 property tax bill for 30804 River Rd was $7,074, up 8.4% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,074.00 (+8.45%)
2025	$6,523.00	$232,980 Land $95,940 Building $137,040	$2,329,600 Land $959,300 Building $1,370,300
2023	$5,655.00 (+11.01%)	$201,980 (+11.01%)	$2,019,800 (+11.02%) Land $901,200 Building $1,118,600
2022	$5,094.00 (+33.42%)	$181,940	$1,819,300 Land $674,300 Building $1,145,000
2021	$3,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30804 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30804 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Cox Communications.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Rd

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