El Dorado County property record for 3080 Winter Creek Rd, Somerset, CA 95684
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 4 ba · 1,234 sqft · built 1980 |
| Lot Size | 10.1 acres (442,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jun 2015) |
| Tax Bill | $4,918 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094-170-028-000 |
| Primary APN | 094-170-028-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 2 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Lot Area | 442,570 sqft |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,234 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Well |
| Street Address | 3080 WINTER CREEK RD |
|---|---|
| City | SOMERSET |
| State | CA |
| Zip | 95684-9430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | PM 15/140/D |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 31409 |
3080 Winter Creek Rd, a rural home, is owned and occupied by an individual who bought it in June 2015.
Source: El Dorado County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3080 WINTER CREEK RD, SOMERSET, CA 95684-9430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2015 · Amount on File |
| Deed Sale | Jun 10, 2015 · Amount on File |
| Prior Sale | Feb 10, 2005 · Amount on File |
| Deed Document Number | 201526170 |
| Prior Transfer Date | Mar 20, 2003 |
| Prior Transfer Doc | 0000033453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3080 WINTER CREEK RD, SOMERSET, CA 95684-9430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3080 WINTER CREEK RD, SOMERSET, CA 95684-9430 |
| Document Number | 0000026449 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021-0026449 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 3080 Winter Creek Rd was $4,918.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pioneer Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $459,697 (+2%) Land $147,102 Building $312,595 | |
| 2025 | $4,918.00 | $450,684 Land $144,218 Building $306,466 |
| 2023 | $4,710.00 (+1.14%) | $433,185 Land $138,619 Building $294,566 |
| 2022 | $4,657.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3080 Winter Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3080 Winter Creek Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Rocky Ridge Wireless, T-Mobile, Verizon.
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