3080 Totem Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3080 Totem Rd, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,492 sqft · built 2025
Lot Size0.163 acres (7,113 sqft)
OwnerIndividual Name on Record
Last Sale$349,800 (Feb 2026)
Tax Bill$1,106 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689955-006340

Property Details

APN / Parcel Number

Primary APN26-29-18-689955-006340
Alternative APN
  • 182926689955006340

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,492 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,036 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,113 sqft (0.163 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address3080 TOTEM RD
CityEAGLE LAKE
StateFL
Zip33839-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD III PB 206 PGS 37-45 LOT 634
Legal SubdivisionRANCHES AT LAKE MCLEOD III
Legal Lot Number634
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3080 TOTEM RD, EAGLE LAKE, FL 33839-3069
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2026 · Amount on Record
Deed SaleFeb 3, 2026 · Amount on Record
Deed Document Number202627617
Deed Book / Page13869 / 310
Record UpdatedOct 29, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateFeb 3, 2026
Property Address3080 TOTEM RD, EAGLE LAKE, FL 33839-3069
Document Number0000027617
Book / Page13869 / 310
Map ReferenceMB 206 PG 37
Instrument DateJan 25, 2026
Instrument2026027617
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 16, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,448.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address3080 TOTEM RD, EAGLE LAKE, FL 33839-3069

Mortgage

Document Number0000027618
DateFeb 3, 2026
Book Page13869/314
Instrument2026027618
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateMay 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.99%
IndexSOFR Average 30-Day
Margin3
Max Rate8.99%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,486 (+374.08%) Land $56,000 Building $209,486$265,486 (+374.08%) Land $56,000 Building $209,486
2025$1,106.00 (+35.87%)$56,000 Land $56,000$56,000 Land $56,000
2024$814.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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