3080 Aurora Rd, Ernul, NC 28527 Property Records

Craven County property record for 3080 Aurora Rd, Ernul, NC 28527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 2024
Lot Size	11.8 acres (518,059 sqft)
Owner	Individual Name on Record
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-019-095`

Property Details

APN / Parcel Number

Primary APN	`2-019-095`
Alternative APN	`84945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	518,059 sqft (11.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	84945
Old Parcel Number	2-019-095
Street Address	3080 AURORA RD
City	ERNUL
State	NC
Zip	28527-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 QUENTIN TOLER HRS
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3080 AURORA RD, ERNUL, NC 28527-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 13, 2023	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 13, 2023	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 9, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020
Deed Sale	Jun 9, 2020
Deed Document Number	0003616565
Deed Book / Page	3616 / 565
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3080 AURORA RD, ERNUL, NC 28527-9743
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3080 AURORA RD, ERNUL, NC 28527-9743

Mortgage

Document Number	003866/806
Date	Jan 16, 2026
Book Page	3866/806
Instrument	10151272

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3080 AURORA RD, ERNUL, NC 28527-9743
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3080 AURORA RD, ERNUL, NC 28527-9743

Mortgage

Document Number	03769/1250
Date	Jul 13, 2023
Book Page	3769/1250
Instrument	10114753

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Jun 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3080 AURORA RD, ERNUL, NC 28527-9743
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03769/1272
Date	Jul 13, 2023
Book Page	3769/1272
Instrument	10114754

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 9, 2020
Property Address	3080 AURORA RD, ERNUL, NC 28527-9743
Document Number	3616/565
Book / Page	3616 / 565
Instrument Date	Jun 8, 2020
Instrument	10055740
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 TOBACCO RD, NEW BERN, NC 28562-3404

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (+1,713.16%)	$264,110 (+1,616.11%) Land $33,890 Building $230,220	$264,110 (+1,616.11%) Land $33,890 Building $230,220
2023	$76.00 (-12.64%)	$15,390 (+10.32%) Land $15,390	$15,390 (+10.32%) Land $15,390
2022	$87.00	$13,950 Land $13,950
2018			$13,950 Land $13,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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