308 Winter Walk Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 308 Winter Walk Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,808 sqft · built 1999
Lot Size	0.049 acres (2,122 sqft)
Owner	Individual Name on Record
Last Sale	$503,000 (Nov 2014)
Tax Bill	$7,374 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03238766`

Property Details

APN / Parcel Number

Primary APN	`09-03238766`
Alternative APN	`03238766`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,808 sqft Living Area
Gross Area	3,017 sqft
1st Floor Area	1,035 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,122 sqft (0.049 acres)
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	55 sqft
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03238766
Street Address	308 WINTER WALK DR
City	GAITHERSBURG
State	MD
Zip	20878-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	QUINCE ORCHARD PARK
Legal Subdivision	QUINCE ORCHARD PARK
Legal Block	C
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3011
Census Tract	700829

Owner

Source: Montgomery County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 WINTER WALK DR, GAITHERSBURG, MD 20878-7805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
May 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Prior Sale	Mar 2, 2004 · Amount on Record
Deed Book / Page	49464 / 66
Last Transfer Date	May 8, 2026
Transfer Doc	0705340208
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 28, 2026
Property Address	308 WINTER WALK DR, GAITHERSBURG, MD 20878-7805
Document Number	0705340208
Book / Page	70534 / 208
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	308 WINTER WALK DR, GAITHERSBURG, MD 20878-7805

Mortgage

Document Number	7053000215,
Date	May 28, 2026
Book Page	70534/215

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	111 Months
Due	Aug 1, 2035

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 28, 2026
Property Address	308 WINTER WALK DR, GAITHERSBURG, MD 20878-7805
Document Number	7053000208
Book / Page	70534 / 208
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	308 WINTER WALK DR, GAITHERSBURG, MD 20878-7805

Mortgage

Document Number	7053000215,
Date	May 28, 2026
Book Page	70534/215

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	111 Months
Due	Aug 1, 2035

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	308 WINTER WALK DR, GAITHERSBURG, MD 20878-7805
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0607140358
Date	Oct 9, 2020
Book Page	60714/358

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,300 (+6.45%) Land $230,000 Building $403,300	$633,300 (-) Land $230,000 Building $403,300
2025	$7,374.00 (+21.48%)	$594,900 (+14.82%)	$633,300 (+22.24%) Land $230,000 Building $403,300
2023		$518,100 Land $230,000 Building $288,100	$518,100 Land $230,000 Building $288,100
2022	$6,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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