308 Winsome Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 308 Winsome Dr, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,976 sqft · built 1986
Lot Size	3.85 acres (167,706 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (May 2026)
Tax Bill	$5,531 (2026)
Deeds & Mortgages	Sep 2024 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-027099`

Property Details

APN / Parcel Number

Primary APN	`08-027099`
Alternative APNs	`8027099` `027099`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,976 sqft Total Area
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	167,706 sqft (3.85 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	15 sqft
Deck Area	568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027099
Street Address	308 WINSOME DR
City	HAMPSTEAD
State	MD
Zip	21074-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 4 - 3.85 ACS 308 WINSOME DR 19-12 WINSOME HGHTS ASPEN RUN
Legal Subdivision	WINSOME HGHTS ASPEN RUN
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2001
Census Tract	508200

Owner

308 Winsome Dr is owned and occupied by an individual who bought it in May 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	308 WINSOME DR, HAMPSTEAD, MD 21074-1717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
May 12, 2026	Deed, Transfer · Conventional Mortgage NEW LINE TITLE
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	May 13, 2015 · Amount on File
Deed Book / Page	11760 / 473
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	0077630485
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	308 WINSOME DR, HAMPSTEAD, MD 21074-1717
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113160054
Date	Sep 11, 2024
Book Page	11316/54

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 12, 2026
Property Address	308 WINSOME DR, HAMPSTEAD, MD 21074-1717
Document Number	1176000473
Book / Page	11760 / 473
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NEW LINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 WINSOME DR, HAMPSTEAD, MD 21074-1717

Mortgage

Document Number	1176000479,
Date	May 12, 2026
Book Page	11760/479

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	308 WINSOME DR, HAMPSTEAD, MD 21074-1717
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091400011
Date	Oct 9, 2018
Book Page	9140/0011

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 8, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	308 WINSOME DR, HAMPSTEAD, MD 21074-1717
Document Number	0097730283
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 WINSOME DR HAMPSTEAD MD 210741717, HAMPSTEAD, MD 21074-1717

Mortgage

Document Number	0097730283
Date	Jul 27, 2020
Book Page	009773/000283

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 308 Winsome Dr was $5,531, up 4.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,531.00 (+4.52%)	$488,567 (+4.57%)	$531,300 (+13.72%) Land $224,200 Building $307,100
2025	$5,292.00 Homeowner's exemption	$467,200 Land $169,200 Building $298,000	$467,200 Land $169,200 Building $298,000
2023	$4,824.00 Homeowner's exemption	$426,933	$467,200 Land $169,200 Building $298,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Winsome Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Winsome Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Quantum Internet & Telephone, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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