308 Winding Creek Dr, Morganton, NC 28655 Property Records

Burke County property record for 308 Winding Creek Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,409 sqft · built 2006
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Oct 2006)
Tax Bill	$2,684 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1794266511`

Property Details

APN / Parcel Number

Primary APN	`1794266511`
Alternative APN	`58750`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,409 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	389 sqft
Finished Basement	1,001 sqft
Unfinished Basement	389 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	135 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	308 WINDING CREEK DR
City	MORGANTON
State	NC
Zip	28655-6570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	WINDING CREEK SD
Legal Subdivision	WINDING CREEK SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2015
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 WINDING CREEK DR, MORGANTON, NC 28655-6570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 26, 2020	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2006 · Amount on Record
Deed Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	200615069
Deed Book / Page	1610 / 807
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	308 WINDING CREEK DR, MORGANTON, NC 28655-6570
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027090273
Date	Oct 3, 2023
Book Page	2709/273
Instrument	2023009173

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	308 WINDING CREEK DR, MORGANTON, NC 28655-6570
Document Number	0024530484
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	ACCU TITLE CORPORATION, ACCU TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 WINDING CREEK DR MORGANTON NC 286556570, MORGANTON, NC 28655-6570

Mortgage

Document Number	0024530484
Date	Mar 11, 2020
Book Page	002453/000484
Instrument	38097

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2030

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,684.00 (+0.19%)	$465,392 (-) Land $21,376 Building $444,016	$465,392 (-) Land $21,376 Building $444,016
2025	$2,679.00 (-0.56%)	$465,392 (-) Land $21,376 Building $444,016	$465,392 (-) Land $21,376 Building $444,016
2023	$2,694.00	$465,392 Land $21,376 Building $444,016	$465,392 Land $21,376 Building $444,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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