308 Walker St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 308 Walker St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1965
Lot Size	0.253 acres (11,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Mar 2020)
Tax Bill	$1,817 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1328248`

Property Details

APN / Parcel Number

Primary APN	`1328248`
Alternative APN	`9366`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,872 sqft Finished Area
Basement Area	1,872 sqft
Finished Basement	897 sqft
Unfinished Basement	975 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	11,050 sqft (0.253 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1328248
Street Address	308 WALKER ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8
Legal Description	LOT WALKER ST
Legal Block	2
Legal Lot Number	6
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1015
Census Tract	950400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 WALKER ST, KINGS MOUNTAIN, NC 28086-2860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Aug 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	202037238
Deed Book / Page	1809 / 1323
Prior Transfer Date	Jul 10, 2012
Prior Transfer Doc	0016391826
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	May 21, 2026
Property Address	308 WALKER ST, KINGS MOUNTAIN, NC 28086-2860
Document Number	0200128749
Book / Page	1975 / 342
Instrument Date	May 20, 2026
Instrument	2026200128749
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 WALKER ST, KINGS MOUNTAIN, NC 28086-2860
Investor	Possibly a Property Investor

Mortgage

Document Number	0200128749,
Date	May 21, 2026
Book Page	1975/342
Instrument	2026200128749

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	308 WALKER ST, KINGS MOUNTAIN, NC 28086-2860
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018532933
Date	Oct 6, 2021
Book Page	1853/2933
Instrument	200062346

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 17, 2020
Property Address	308 WALKER ST, KINGS MOUNTAIN, NC 28086-2860
Document Number	0018091323
Book / Page	1809 / 1323
Instrument Date	Mar 17, 2020
Instrument	200037238
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 WALKER ST, KINGS MOUNTAIN, NC 28086-2860

Mortgage

Document Number	18091326
Date	Mar 17, 2020
Instrument	1809/1326

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 20, 2019
Property Address	308 WALKER ST, KINGS MOUNTAIN, NC 28086-2860
Document Number	0017970069
Book / Page	001797 / 000069
Instrument Date	Aug 20, 2019
Instrument	29553
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1204 OAK GROVE RD KINGS MOUNTAIN NC 280868517, KINGS MOUNTAIN, NC 28086-8517

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,817.00 (+2.31%)	$173,317 (-) Land $15,980 Building $157,337	$173,317 (-) Land $15,980 Building $157,337
2025	$1,776.00	$173,317 (+29.19%) Land $15,980 Building $157,337	$173,317 (+29.19%) Land $15,980 Building $157,337
2023		$134,156 Land $13,982 Building $120,174	$134,156 Land $13,982 Building $120,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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