308 W Williams St, Saint Jo, TX 76265 Property Records

Montague County property record for 308 W Williams St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1970
Lot Size	0.958 acres (41,737 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Aug 2021)
Tax Bill	$2,143 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000004962`

Property Details

APN / Parcel Number

Primary APN	`R000004962`
Alternative APN	`10500.0018.0001.0001`

Interior

Stories	1 Story
Building Area	1,536 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	41,737 sqft (0.958 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Account Number	10500.0018.0001.0001
Street Address	308 W WILLIAMS ST
City	SAINT JO
State	TX
Zip	76265-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL 9-10 BLK 18 ORIGINAL SAINT JO
Legal Subdivision	ORIGINAL TOWN OF SAINT JO
Legal Block	18
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2068
Census Tract	950100

Owner

308 W Williams St is owned by a company that bought it in August 2021.

Source: Montague County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1703 COUNTY ROAD 123, GAINESVILLE, TX 76240-0631
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO
Aug 11, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Deed Document Number	20214222
Prior Transfer Date	Aug 5, 2021
Prior Transfer Doc	0000004222
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	308 W WILLIAMS ST, SAINT JO, TX 76265-2242
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 COUNTY ROAD 123, GAINESVILLE, TX 76240-0631

Mortgage

Document Number	0002201626
Date	Mar 28, 2022
Instrument	2201626

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Aug 11, 2021
Property Address	308 W WILLIAMS ST, SAINT JO, TX 76265-2242
Document Number	2104222
Map Reference	VOL E PG 259
Instrument Date	Aug 5, 2021
Instrument	2104222
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 185, MONTAGUE, TX 76251-0185

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2104223
Date	Aug 11, 2021
Instrument	2104223

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 308 W Williams St was $2,143, up 584.7% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,143.00 (+584.66%)	$104,250 (-) Land $6,000 Building $98,250	$104,250 (-) Land $6,000 Building $98,250
2025	$313.00	$104,250 Land $6,000 Building $98,250	$104,250 Land $6,000 Building $98,250
2023		$48,070 Land $1,800 Building $46,270	$48,070 Land $1,800 Building $46,270
2022	$242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 W Williams St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 W Williams St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

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