308 W Smith St, Sturgeon, MO 65284 Property Records

Boone County property record for 308 W Smith St, Sturgeon, MO 65284

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 792 sqft · built 1945
Lot Size	0.227 acres (9,895 sqft)
Owner	2 Individual Names on File
Tax Bill	$506 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-112-00-01-077-00`

Property Details

APN / Parcel Number

Primary APN	`03-112-00-01-077-00`
Alternative APN	`03-112-00-01-077.00 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	9,895 sqft (0.227 acres)
Lot Dimensions	120 ft deep x 82.5 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	308 W SMITH ST
City	STURGEON
State	MO
Zip	65284-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STURGEON O T BLK 57 LOTS 10 & 11
Legal Range	12W
Legal Township	51N
Legal Section	05
Legal Subdivision	STURGEON O T
Legal Block	57
Legal Lot Number	10&11
Jurisdiction	BOONE MO
Township / Civil Division	BOURBON
Census Block Group	1
Census Block	1016
Census Tract	1904

Owner

308 W Smith St is owned and occupied by two individuals who acquired it in October 2024.

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 W SMITH ST, STURGEON, MO 65284-9284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024
Deed Sale	Oct 3, 2024
Prior Sale	Sep 27, 2024
Deed Document Number	202415701
Deed Book / Page	5919 / 152
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	0000003195
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Mar 9, 2018
Property Address	308 W SMITH ST, STURGEON, MO 65284-9284
Document Number	2018004100
Book / Page	4866 / 0011
Instrument Date	Mar 6, 2018
Instrument	2018004100
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W SMITH ST, STURGEON, MO 65284-9284

Mortgage

Document Number	2018004101
Date	Mar 9, 2018
Instrument	2018004101

Lender

Name	FLAT BRANCH MORTGAGE LNC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 308 W Smith St was $506.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Sturgeon City
Unified School District	Sturgeon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,087 (-) Land $1,957 Building $5,130
2025	$506.00	$7,087 Land $1,957 Building $5,130	$37,300 Land $10,300 Building $27,000
2023	$441.00 (+7.82%)	$6,194 Land $1,957 Building $4,237	$32,600 Land $10,300 Building $22,300
2022	$409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 W Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 W Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGEON PWS serves 945 people · EPA ID MO3010771
Water Source	Purchased groundwater from BOONE COUNTY PWSD 10
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Smith St

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