308 W Front St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 308 W Front St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Lot Size	0.066 acres (2,885 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2022)
Tax Bill	$878 (2026)
Deeds & Mortgages	Mar 2022 Sale Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.016.0020`

Property Details

APN / Parcel Number

Primary APN	`34.016.0020`

Exterior

Lot Area	2,885 sqft (0.066 acres)

Location & Zoning

Street Address	308 W FRONT ST
City	ALBERT LEA
State	MN
Zip	56007-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I1
Legal Description	RAILROAD ADDITION W 55 FT OF LOT 3 WAREHOUSE LOTS RAILROAD ADDITION
Legal Subdivision	RAILROAD ADDITION
Legal Lot Number	3
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2056
Census Tract	180800

Owner

308 W Front St is owned and occupied by an individual who bought it in September 2022.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	308 W FRONT ST, ALBERT LEA, MN 56007-2715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer
Nov 22, 2019	Warranty Deed, Transfer
Jul 28, 2017	Warranty Deed, Transfer · Commercial Mortgage FARMERS STATE BANK HARTLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Nov 22, 2019 · Amount on File
Deed Document Number	20221475599
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Mar 29, 2022
Property Address	308 W FRONT ST, ALBERT LEA, MN 56007-2715
Document Number	000A554091
Instrument Date	Mar 28, 2022
Instrument	A554091
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$115.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 GENE ST, ALBERT LEA, MN 56007-3340

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 22, 2019
Property Address	308 W FRONT ST, ALBERT LEA, MN 56007-2715
Document Number	CRV1041016
Instrument Date	Nov 22, 2019
Instrument	CRV1041016
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 FRANK HALL DR, ALBERT LEA, MN 56007-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 BROOKSIDE CIR, ALBERT LEA, MN 56007-2136

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 28, 2017
Property Address	308 W FRONT ST, ALBERT LEA, MN 56007-2715
Document Number	0CRV697034
Instrument Date	Jul 28, 2017
Instrument	CRV697034
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78689 180TH ST, ALBERT LEA, MN 56007-7071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3097, BLOOMING PRAIRIE, MN 55917-3097

Mortgage

Document Number	000A528328
Date	Jul 31, 2017
Instrument	A528328

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 308 W Front St was $878.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$878.00	$58,200 Land $3,500 Building $54,700	$58,200 Land $3,500 Building $54,700
2025	$878.00
2023	$572.00	$38,600 Land $3,500 Building $35,100	$38,600 Land $3,500 Building $35,100
2020	$924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 W Front St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2001)
Most Recent Claim	Jun 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 W Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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