308 W Delaware St, Jay, OK 74346 Property Records

Delaware County property record for 308 W Delaware St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2022)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`22N23E-01-0-50150-004-0005`

Property Details

APN / Parcel Number

Primary APN	`22N23E-01-0-50150-004-0005`
Alternative APNs	`0014886` `14886`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area

Exterior

Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14886
Street Address	308 W DELAWARE ST
City	JAY
State	OK
Zip	74346-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN LOTS 3, 4 & 5 BLOCK 4 2435-422
Legal Range	23E
Legal Township	22N
Legal Section	01
Legal Subdivision	JAY-BROWN
Legal Block	4
Legal Lot Number	3-5
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	5
Census Block	5039
Census Tract	376000

Owner

308 W Delaware St is owned and occupied by an individual who bought it in April 2022.

Source: Delaware County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	308 W DELAWARE ST, JAY, OK 74346-4419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP
May 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	20223532
Deed Book / Page	2435 / 422
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Apr 13, 2022
Property Address	308 W DELAWARE ST, JAY, OK 74346-4419
Document Number	002435/422
Book / Page	2435 / 422
Instrument Date	Mar 27, 2022
Instrument	I-2022-003532
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W DELAWARE ST, JAY, OK 74346-4419

Mortgage

Document Number	I2022003533
Date	Apr 13, 2022
Instrument	I-2022-003533

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	May 11, 2017
Property Address	308 W DELAWARE ST, JAY, OK 74346-4419
Document Number	002197/661
Book / Page	2197 / 661
Instrument Date	May 8, 2017
Instrument	2017-004074
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount on Record
Tax	$37.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	930 NW 2ND ST, JAY, OK 74346-2544

Tax Assessment & Valuation

The 2025 property tax bill for 308 W Delaware St was $1,181, up 1.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,245 (-) Land $1,394 Building $11,851	$115,175 (-) Land $12,125 Building $103,050
2025	$1,181.00 (+1.11%)	$13,245 (-) Land $1,394 Building $11,851	$115,175 (-) Land $12,125 Building $103,050
2024	$1,168.00 (-0.26%)	$13,245 (+0.15%) Land $1,394 Building $11,851	$115,175 (+0.15%) Land $12,125 Building $103,050
2023	$1,171.00	$13,225 Land $791 Building $12,434	$115,000 Land $6,875 Building $108,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 W Delaware St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 W Delaware St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

May also be available: AT&T, T-Mobile.

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