308 W 3rd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 308 W 3rd St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,083 sqft Living Area
Lot Size	5,625 sqft (0.129 acres)
Occupancy	Owner Occupied
Last Sale	$31,000 (2001)
Tax Bill	$1,576.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`351200 146.23-06-10`
Alternative APNs	`120014602300060100000000` `3639`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,083 sqft Living Area
1st Floor	741 sqft 1st Floor
Upper Floors	342 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,625 sqft (0.129 acres)
Depth X Width	150 ft x 37.5 ft Depth x Width
Porch	1 Porch
Porch Area	144 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	3639
Street Address	308 W 3RD ST
City	OSWEGO
State	NY
Zip	13126-3919
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	THE VARICK TRACT
Legal Block	6
Legal Lot Number	10.000
Jurisdiction	OSWEGO NY
Minor Civil Division	OSWEGO
Census Blockgroup	2
Census Block	2023
Census Tract	21603

Owner

Source: Oswego County and Oswego City records · APN 351200 146.23-06-10

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 W 3RD ST, OSWEGO, NY 13126-3919
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2001 · Amount on Record
Deed Sale	Jul 27, 2001 · Amount on Record
Deed Book / Page	2001 / 8661
Record Refreshed	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	308 W 3RD ST, OSWEGO, NY 13126-3919
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INDEPENDENT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005444
Date	Jul 02, 2019
Instrument	R-2019-005444

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00	$79,000 (+49.34%) Land $19,100 Building $59,900	$79,000 (+23.95%) Land $19,100 Building $59,900
2023		$52,900 Land $13,000 Building $39,900	$63,735 Land $15,663 Building $48,072

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.