308 W 22nd St, Covington, KY 41014 Property Records

Kenton County property record for 308 W 22nd St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,242 sqft · built 1925
Lot Size0.232 acres (10,109 sqft)
OwnerIndividual Name on File
Last Sale$118,000 (Oct 2019)
Tax Bill$1,954 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-23-02-029.00

Property Details

APN / Parcel Number

Primary APN055-23-02-029.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,242 sqft Finished Area
Gross Area1,418 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area10,109 sqft (0.232 acres)
Lot Dimensions146 ft deep x 69 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address308 W 22ND ST
CityCOVINGTON
StateKY
Zip41014-1604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOOAR DANIEL PT LOTS 8-9 69'X 146.5' NS 22ND 300' W RUSSELL
Legal SubdivisionMOOAR DANIEL
Legal Lot Number8,9
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3008
Census Tract65000

Owner

308 W 22nd St is owned and occupied by an individual who bought it in October 2019.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address308 W 22ND ST, COVINGTON, KY 41014-1604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2019 · Amount on File
Deed SaleOct 29, 2019 · Amount on File
Deed Document Number201910 29 059 00118
Deed Book / Page6789 / 99
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 29, 2019
Property Address308 W 22ND ST, COVINGTON, KY 41014-1604
Document Number0000000118
Book / Page0C6789 / 000099
Instrument DateOct 25, 2019
Instrument118
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyBRIDGE TRUST TITLE GROUP, BRIDGE TR TITLE GRP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$118.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address573 ERLANGER RD ERLANGER KY 410181356, ERLANGER, KY 41018-1356

Mortgage

Document Number120
DateOct 29, 2019
Book Page0C6789/000101
Instrument120
Lender
NameAMERICAN NBRHD MTG ACCPTNC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 28, 2049

Mortgage

Document Number123,
DateOct 29, 2019
Book Page0C6789/000117
Instrument123
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 28, 2029
Interest
Rate TypeAdjustable Rate
Rate12%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,500 (-) Land $10,000 Building $137,500$147,500 (-) Land $10,000 Building $137,500
2025$1,954.00 (-0.51%)$147,500 (-) Land $5,000 Building $142,500$147,500 (-) Land $5,000 Building $142,500
2023$1,964.00$147,500 Land $5,000 Building $142,500$147,500 Land $5,000 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 W 22nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 308 W 22nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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