308 Valley Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 308 Valley Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,164 sqft · built 1924
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,241,000 (Jun 2023)
Tax Bill	$21,553 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01608-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`13-01608-0000-00020`
Alternative APN	`130160800020`

Interior

Stories	2 Stories
Building Area	2,164 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130160800020
Street Address	308 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07042-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X120 IRR
Legal Block	1608
Legal Lot Number	20
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2002
Census Tract	16400

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 VALLEY RD, MONTCLAIR, NJ 07042-2314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 26, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	202333157
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 2, 2023
Property Address	308 VALLEY RD, MONTCLAIR, NJ 07042-2314
Document Number	0000033157
Instrument Date	May 26, 2023
Instrument	2023033157
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,102.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 FAWN RDG, FAIRFAX, CA 94930-2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 VALLEY RD, MONTCLAIR, NJ 07042-2314

Mortgage

Document Number	0000033158
Date	Jun 2, 2023
Instrument	2023033158

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 26, 2021
Property Address	308 VALLEY RD, MONTCLAIR, NJ 07042-2314
Document Number	2021022578
Instrument Date	Feb 3, 2021
Instrument	2021022578
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 EDGEHILL AVE, 12, CHATHAM, NJ 07928-1937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 VALLEY RD, MONTCLAIR, NJ 07042-2314

Mortgage

Document Number	2021022579
Date	Feb 26, 2021
Instrument	2021022579

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	308 VALLEY RD, MONTCLAIR, NJ 07042-2314
Document Number	0000065907
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 VALLEY RD MONTCLAIR NJ 070422314, MONTCLAIR, NJ 07042-2314

Mortgage

Document Number	0000065907
Date	Jul 17, 2019
Instrument	65907

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,000 (-) Land $342,500 Building $270,500	$613,000 (-) Land $342,500 Building $270,500
2025	$21,553.00 (+3.32%)	$613,000 (-) Land $342,500 Building $270,500	$613,000 (-) Land $342,500 Building $270,500
2024	$20,860.00 (+3.5%)
2023		$613,000 (-) Land $342,500 Building $270,500	$613,000 (-) Land $342,500 Building $270,500
2022	$20,155.00 (+1.32%)	$613,000 Land $342,500 Building $270,500	$613,000 Land $342,500 Building $270,500
2021	$19,893.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2011–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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