308 Upper Broadway St, Decorah, IA 52101 Property Records

Winneshiek County property record for 308 Upper Broadway St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,184 sqft · built 1902
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Jul 2026)
Tax Bill	$4,916 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111637700300`

Property Details

APN / Parcel Number

Primary APN	`111637700300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	759 sqft
Basement Area	1,039 sqft
Finished Basement	375 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,240 sqft (0.143 acres)
Lot Dimensions	120 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	393 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	308 UPPER BROADWAY ST
City	DECORAH
State	IA
Zip	52101-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 26.13'OF L 3 & S 26.07'OF L 2 BLK 1 UPDEGRAFF'S
Legal Range	08W
Legal Township	98N
Legal Section	16
Legal Subdivision	UPDEGRAFFSS ADDITION
Legal Block	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3013
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway-Phelps Park Historic District (Boundary Increase) listed 2022 · 2 contributing resources · NRIS 76000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

308 Upper Broadway St is owned and occupied by two individuals who bought it in July 2026.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 UPPER BOARDWAY, DECORAH, IA 52101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK AND TRUST
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK
Jun 3, 2020	Legal Action/Court Order, Foreclosure
May 18, 2020	Condominium Deed, Transfer · Conventional Mortgage FREEDOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Jun 3, 2020
Deed Document Number	20261708
Deed Book / Page	2026 / 1708
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 20, 2026
Property Address	308 UPPER BROADWAY ST, DECORAH, IA 52101-1642
Document Number	0000001708
Book / Page	2026 / 1708
Instrument Date	Jul 12, 2026
Instrument	20261708
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,717.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001709,
Date	Jul 20, 2026
Instrument	20261709

Lender

Name	DECORAH BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	308 UPPER BROADWAY ST, DECORAH, IA 52101-1642
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/804
Date	Feb 25, 2021
Book Page	2021/804
Instrument	2021 0804

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

Interest

Rate Type	Fixed Rate

June 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 3, 2020
Property Address	308 UPPER BROADWAY ST, DECORAH, IA 52101-1642
Document Number	2020/1927
Book / Page	2020 / 1927
Instrument Date	Jun 2, 2020
Instrument	2020 1927
Transaction Type	Foreclosure
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 UPPER BROADWAY ST, DECORAH, IA 52101-1642

May 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 18, 2020
Property Address	308 UPPER BROADWAY ST, DECORAH, IA 52101-1642
Document Number	2020/1629
Book / Page	2020 / 1629
Instrument Date	May 11, 2020
Instrument	2020 1629
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 UPPER BROADWAY ST, DECORAH, IA 52101-1642

Mortgage

Document Number	20201630
Date	May 18, 2020
Instrument	2020 1630

Lender

Name	FREEDOM BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 308 Upper Broadway St was $4,916 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,916.00	$323,490 (+9.62%) Land $22,700 Building $300,790	$323,490 (+9.62%) Land $22,700 Building $300,790
2025	$4,916.00 (+5.72%) Homeowner's exemption	$295,110 Land $22,700 Building $272,410	$295,110 Land $22,700 Building $272,410
2024	$4,650.00
2023		$257,290 (+15.78%) Land $22,700 Building $234,590	$257,290 Land $22,700 Building $234,590
2022	$4,446.00 Homeowner's exemption	$222,230 Land $18,920 Building $203,310
2021			$222,230 Land $18,920 Building $203,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 308 Upper Broadway St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 308 Upper Broadway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink.

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