308 Union St, Maiden, NC 28650 Property Records

Catawba County property record for 308 Union St, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,639 sqft · built 1920
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Feb 2024)
Tax Bill	$848 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3647-18-31-5553`

Property Details

APN / Parcel Number

Primary APN	`3647-18-31-5553`
Alternative APN	`0003163`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	3,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	212 ft deep x 92 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	308 UNION ST
City	MAIDEN
State	NC
Zip	28650-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOTS 7-9 & PT LOTS 6 & 10 BLOCK C PLAT 1-330
Legal Subdivision	MAIDEN MILLS COMPANY
Legal Block	C
Legal Lot Number	7-9
Jurisdiction	CATAWBA NC
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1035
Census Tract	11602

Owner

Source: Catawba County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 UNION ST, MAIDEN, NC 28650-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 20, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Jan 3, 2013 · Amount on Record
Deed Document Number	20243459
Deed Book / Page	3857 / 1921
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	0036541669
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	308 UNION ST, MAIDEN, NC 28650-1334
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 UNION ST, MAIDEN, NC 28650-1334

Mortgage

Document Number	0039970591
Date	Feb 4, 2026
Book Page	3997/591
Instrument	2059

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Feb 28, 2024
Property Address	308 UNION ST, MAIDEN, NC 28650-1334
Document Number	0038571921
Book / Page	3857 / 1921
Map Reference	MB 1 PG 330
Instrument Date	Feb 27, 2024
Instrument	3459
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1714 8TH STREET DR NE APT 203, 203, HICKORY, NC 28601-2452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 UNION ST, MAIDEN, NC 28650-1334

Mortgage

Document Number	0000003460
Date	Feb 28, 2024
Instrument	3460

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.85%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.65%
Max Rate At Change	8.65%
Index	5-Year CMT
Max Rate	12.6%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 5, 2021
Property Address	308 UNION ST, MAIDEN, NC 28650-1334
Document Number	0036541669
Book / Page	3654 / 1669
Map Reference	MB 1 PG 330
Instrument Date	May 4, 2021
Instrument	10666
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 UNION ST, MAIDEN, NC 28650-1334

Mortgage

Document Number	10667
Date	May 5, 2021
Instrument	10667

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	308 UNION ST, MAIDEN, NC 28650-1334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034280696
Date	Nov 20, 2017
Book Page	03428/0696
Instrument	20044

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	308 UNION ST, MAIDEN, NC 28650-1334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035821857
Date	Jul 7, 2020
Book Page	3582/1857
Instrument	12844

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Maiden Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,700 (-) Land $10,900 Building $201,800
2025	$848.00 (-47.52%)	$212,700 (+2.46%) Land $10,900 Building $201,800
2024	$1,616.00
2023	$1,616.00	$207,600 Land $10,900 Building $196,700	$212,700 Land $10,900 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MAIDEN serves 5,563 people · EPA ID NC0118030
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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