308 Twin Cedars Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 308 Twin Cedars Dr, Murphy, NC 28906 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage1,812 sqft Heated Area
Lot Size174,676 sqft (4.01 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2025)
Tax Bill$1,474.00 (2025)

Property Details

APN / Parcel Number

Primary APN453004529937000
Alternative APN
  • 53509

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,812 sqft Heated Area
Gross Area4,602 sqft Gross Area
1st Floor1,812 sqft 1st Floor
Basement Area384 sqft Basement
Finished Basement1,428 sqft Finished
Primary FlooringVinyl/Resilient Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area174,676 sqft (4.01 acres)
Lot Width489 ft Width
Deck Area386 sqft Deck
Patio Area144 sqft Patio
Porch Area304 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number53509
Street Address308 TWIN CEDARS DR
CityMURPHY
StateNC
Zip28906-9612
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionFR HOOK 536/61 1553/840
JurisdictionCHEROKEE NC
Minor Civil DivisionHOTHOUSE
Census Blockgroup1
Census Block1002
Census Tract930605

Owner

Source: Cherokee County records · APN 453004529937000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address308 TWIN CEDARS DR, MURPHY, NC 28906-9612
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS INC
Nov 09, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
CLEARPATH LENDING
Nov 20, 2025Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Dec 15, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Prior SaleFeb 01, 1987
Deed Doc Number20255673
Deed Book / Page1790 / 744
Record RefreshedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address308 TWIN CEDARS DR, MURPHY, NC 28906-9612
Transaction TypeMortgage
Record UpdatedDec 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01557/0028
DateMar 24, 2017
Book Page01557/0028
Instrument01242
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address308 TWIN CEDARS DR, MURPHY, NC 28906-9612
Transaction TypeMortgage
Record UpdatedDec 05, 2025
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01573/0861
DateNov 09, 2017
Book Page01573/0861
Instrument05235
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJan 01, 2021
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change3.5%
Index1-Year CMT
Max Rate7.5%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 20, 2025
Property Address308 TWIN CEDARS DR, MURPHY, NC 28906-9612
Document Number001790/744
Book / Page1790 / 744
Instrument DateNov 17, 2025
Instrument5673
Transaction TypeTransfer
Record UpdatedDec 05, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1995 RIVER HILL RD, MURPHY, NC 28906-1902

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 TWIN CEDARS DR, MURPHY, NC 28906-9612

Mortgage

Document Number0001790746
DateNov 20, 2025
Instrument1790/746
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.77%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency5 Years
Min Rate At Change3.77%
Max Rate At Change7.77%
Index1-Year CMT
Max Rate11.7%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 15, 2020
Property Address308 TWIN CEDARS DR, MURPHY, NC 28906-9612
Document Number1667/418
Book / Page1667 / 418
Instrument DateDec 02, 2020
Instrument7814
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 TWIN CEDARS DR, MURPHY, NC 28906-9612

Mortgage

Document Number1667421
DateDec 15, 2020
Instrument1667/421
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,474.00$198,470 (-)$198,470 (-) Land $19,510 Building $178,960
2023$198,470$198,470 Land $19,510 Building $178,960

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