308 Toronto Dr, Lafayette, LA 70507 Property Records

Lafayette Parish property record for 308 Toronto Dr, Lafayette, LA 70507

Property Summary

Property Type	Single Family Home
Details	1,788 sqft · built 1973
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2017)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6054555`

Property Details

APN / Parcel Number

Primary APN	`6054555`

Interior

Building Area	1,788 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Area	390 sqft

Location & Zoning

Street Address	308 TORONTO DR
City	LAFAYETTE
State	LA
Zip	70507-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 OF ACADIAN ACRES SUB (90X125)
Legal Range	04E
Legal Township	09S
Legal Section	07
Legal Subdivision	ACADIAN ACRES
Legal Lot Number	87
Jurisdiction	LAFAYETTE LA
Township / Civil Division	A
Census Block Group	4
Census Block	4002
Census Tract	1002

Owner

Source: Lafayette Parish records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 TORONTO DR, LAFAYETTE, LA 70507-4110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 21, 2017	Cash Sale Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20177309
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	308 TORONTO DR, LAFAYETTE, LA 70507-4110
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	NOT AVAILABLE, AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300020948
Date	Jul 6, 2023
Instrument	2023-00020948

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	308 TORONTO DR, LAFAYETTE, LA 70507-4110
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200043040
Date	Nov 3, 2022
Instrument	2022-00043040

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

February 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Feb 21, 2017
Property Address	308 TORONTO DR, LAFAYETTE, LA 70507-4110
Document Number	201700007309
Instrument Date	Feb 17, 2017
Instrument	2017-00007309
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 SHADY RIDGE LN, 102, LAFAYETTE, LA 70508-2564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 TORONTO DR, LAFAYETTE, LA 70507-4110

Mortgage

Document Number	201700007310
Date	Feb 21, 2017
Instrument	2017-00007310

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (+124.79%)	$15,350 (+18.93%) Land $2,815 Building $12,535	$153,500 (+18.93%) Land $28,150 Building $125,350
2023	$710.00 (+1.14%) Homeowner's exemption	$12,907 (-) Land $2,160 Building $10,747	$129,070 (-) Land $21,600 Building $107,470
2022	$702.00 Homeowner's exemption	$12,907 Land $2,160 Building $10,747	$129,070 Land $21,600 Building $107,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE UTILITIES WATER SYSTEM serves 169,389 people · EPA ID LA1055017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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