Franklin County property record for 308 Steele St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba |
| Lot Size | 0.081 acres (3,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (May 2026) |
| Tax Bill | $788 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2005 Mortgage + 8 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 062-13-13-009.00 |
| Primary APN | 062-13-13-009.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,520 sqft (0.081 acres) |
| Lot Dimensions | 88 ft deep x 40 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 75651 |
|---|---|
| Street Address | 308 STEELE ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIVER BEND SUBDIVISION |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 70500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
308 Steele St is owned by two individuals who bought it in May 2026.
Source: Franklin County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2121 DELGANY ST, 1349, DENVER, CO 80202-1681 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed, Transfer · Conventional Mortgage STONE MORTGAGE CORPORATION |
| Nov 22, 2005 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FOUNDERS BANK INC |
| Feb 24, 2006 | Deed of Trust, Mortgage · Conventional Mortgage EAST FRANKFORT BRANCH AMERICAN FOUNDERS |
| Feb 10, 2025 | Deed of Trust, Mortgage · Construction Mortgage HOME SAVINGS AND LOAN CO OF KENTON OH |
| Dec 8, 2005 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FOUNDERS BANK INC |
| Dec 6, 2021 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Oct 10, 2016 | Warranty Deed, Transfer · FHA Mortgage DBA KEY MORTGAGE OF KY |
| Mar 24, 2016 | Special Warranty Deed, Transfer US TITLE |
| Jan 19, 2016 | Commissioner's Deed, Foreclosure |
| Apr 5, 2005 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Prior Sale | May 25, 2023 · Amount on File |
| Deed Document Number | 2026909543 |
| Deed Book / Page | 646 / 306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 20, 2026 |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Document Number | 0000909543 |
| Book / Page | 646 / 306 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026909543 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000909544, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026909544 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M989/511 |
|---|---|
| Date | Nov 22, 2005 |
| Book Page | M989/511 |
| Instrument | 291739 |
| Name | AMERICAN FOUNDERS BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1000/785 |
|---|---|
| Date | Feb 24, 2006 |
| Book Page | M1000/785 |
| Instrument | 295328 |
| Name | EAST FRANKFORT BRANCH AMERICAN FOUNDERS |
|---|---|
| Address | FRANKFORT, KY 40604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 10, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | THE LAND GROUP REAL |
| Name | Verified Name |
|---|---|
| Address | 10304 HARTLEY DR, LOUISVILLE, KY 40223-2754 |
| Document Number | 0M1765/371 |
|---|---|
| Date | Feb 10, 2025 |
| Book Page | M1765/371 |
| Instrument | 950002 |
| Name | HOME SAVINGS AND LOAN CO OF KENTON OH |
|---|---|
| Type | Bank |
| Address | KENTON, OH 43326 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jan 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M991/769 |
|---|---|
| Date | Dec 8, 2005 |
| Book Page | M991/769 |
| Instrument | 292359 |
| Name | AMERICAN FOUNDERS BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Dec 6, 2021 |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Document Number | 00D608/248 |
| Book / Page | D608 / 248 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 651353 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1212 DISCHER DR, FRANKFORT, KY 40601-1692 |
| Name | Verified Name |
|---|---|
| Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Document Number | 0000651354 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 651354 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Number | 0M1637/265 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | M1637/265 |
| Instrument | 651355 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Oct 10, 2016 |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Document Number | 00D564/633 |
| Book / Page | D564 / 633 |
| Instrument Date | Oct 3, 2016 |
| Instrument | 450996 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1990 ELKHORN HILLS LN, FRANKFORT, KY 40601-5320 |
| Name | Verified Name |
|---|---|
| Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Investor | Possibly a Property Investor |
| Document Number | 0000450997 |
|---|---|
| Date | Oct 10, 2016 |
| Instrument | 450997 |
| Name | DBA KEY MORTGAGE OF KY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2046 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 24, 2016 |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Document Number | 00D560/415 |
| Book / Page | D560 / 415 |
| Instrument Date | Mar 23, 2016 |
| Instrument | 442871 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | US TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4917 GEORGETOWN RD, FRANKFORT, KY 40601-8686 |
| Name | Verified Name |
|---|---|
| Address | 4917 GEORGETOWN RD, FRANKFORT, KY 40601-8686 |
| Investor | Possibly a Property Investor |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jan 19, 2016 |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Document Number | 00D559/031 |
| Book / Page | D559 / 031 |
| Instrument Date | Aug 18, 2014 |
| Instrument | 440018 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 315 HIGH ST, FRANKFORT, KY 40601-2110 |
| Name | Verified Name |
|---|---|
| Address | 8200 JONES BRANCH DR, MCLEAN, VA 22102-3107 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 5, 2005 |
| Property Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Document Number | 00D481/645 |
| Book / Page | D481 / 645 |
| Instrument Date | Apr 4, 2005 |
| Instrument | 281502 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 STEELE ST, FRANKFORT, 00000 |
| Name | Verified Name |
|---|---|
| Address | 308 STEELE ST, FRANKFORT, KY 40601-2746 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 308 Steele St was $788.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $788.00 | $173,000 Land $15,000 Building $158,000 | $173,000 Land $15,000 Building $158,000 |
| 2023 | $820.00 (-0.36%) | $173,000 (-) | $173,000 (-) |
| 2022 | $823.00 | $173,000 | $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Steele St in Zone X, where a levee reduces flood risk, though there have been 278 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 278 (1978–2025) |
| Claims Outside the SFHA | 18 of 278 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 308 Steele St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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