308 Starcrest Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 308 Starcrest Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,814 sqft · built 1996
Lot Size	0.277 acres (12,066 sqft)
Owner	Individual Name on Record
Last Sale	$496,000 (Mar 2023)
Tax Bill	$5,225 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090C1-01-00-19500`

Property Details

APN / Parcel Number

Primary APN	`090C1-01-00-19500`
Alternative APN	`37330`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,814 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	12,066 sqft (0.277 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	240 sqft
Patio Area	276 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	308 STARCREST RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-7288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	MILL CREEK 8 195 PH-II
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1003
Census Tract	11301

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	308 STARCREST RD, CHARLOTTESVILLE, VA 22902-7288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional with PMI PRESIDENTIAL BK
Mar 15, 2018	Grant Deed, Transfer · Conventional with PMI PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	20231829
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 10, 2023
Property Address	308 STARCREST RD, CHARLOTTESVILLE, VA 22902-7288
Document Number	202300001829
Map Reference	MB 1414 PG 603-608
Instrument Date	Mar 1, 2023
Instrument	202300001829
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 STARCREST RD, CHARLOTTESVILLE, VA 22902-7288

Mortgage

Document Number	202300001830
Date	Mar 10, 2023
Instrument	202300001830

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	308 STARCREST RD, CHARLOTTESVILLE, VA 22902-7288
Document Number	0000007200
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 STARCREST RD CHARLOTTESVILLE VA 229027288, CHARLOTTESVILLE, VA 22902-7288

Mortgage

Document Number	0000007200
Date	Jun 15, 2020
Book Page	005333/000511
Instrument	7200

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 15, 2018
Property Address	308 STARCREST RD, CHARLOTTESVILLE, VA 22902-7288
Document Number	0000002628
Book / Page	005023 / 000312
Instrument Date	Mar 6, 2018
Instrument	2628
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 STARCREST RD CHARLOTTESVILLE VA 229027288, CHARLOTTESVILLE, VA 22902-7288

Mortgage

Document Number	2629
Date	Mar 15, 2018
Book Page	005023/000316
Instrument	2629

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,225.00 (+8.49%)	$584,400 (+8.46%) Land $200,000 Building $384,400	$584,400 (+8.46%) Land $200,000 Building $384,400
2025	$4,816.00 (+33.26%)	$538,800 (+27.32%) Land $144,000 Building $394,800	$538,800 (+27.32%) Land $144,000 Building $394,800
2023	$3,614.00	$423,200 Land $144,000 Building $279,200	$423,200 Land $144,000 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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